|
Presented by
Tracee Adams |
9 Sunset Terrace, Essex (Essex Village), CT, 06426 | $539,000
Welcome to 9 Sunset Terrace, an Enchanting Cottage nestled in the the quintessential village of Essex, CT. This home is set on park-like grounds. perfectly situated and beautifully landscaped. Original stone pathways meander through the property and are professionally illuminated at night, creating an inviting ambiance for evening gatherings and quiet moments alike. Bathed in natural light, this thoughtfully designed home boasts an open-concept layout, seamlessly connecting the spacious living room with a cozy fireplace to the elegant dining area, sunroom, and an exquisite chef's kitchen - ideal for both entertaining and everyday living. Gleaming hardwood floors flow throughout the home, enhancing its timeless appeal. Upstairs, the primary and guest bedrooms feature classic Cape Cod dormers, generous closets, and share a beautifully appointed full bath. The recently finished lower level offers a versatile space - perfect for a family room, home office, gym, or creative studio. An oversized, heated two-car garage provides ample storage, a built-in workbench, and custom cabinetry. This special property has been lovingly and meticulously maintained, and is just a short stroll to the town library, three picturesque parks, Sunset Pond, and the charming village center. Experience the magic of Essex - frequently celebrated as "The Best Small Town in America. "
Features
- Town: Essex
- Rooms: 7
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Lower Level
- Style: Cape Cod
- Year Built: 1926
- Garage: 2-car Attached Garage,Paved,Driveway
- Heating: Baseboard,Hydro Air
- Cooling: Central Air
- Basement: Full,Heated,Fully Finished
- Above Grade Approx. Sq. Feet: 1,098
- Below Grade Approx. Sq. Feet: 600
- Acreage: 0.27
- Est. Taxes: $4,641
- Lot Desc: Lightly Wooded,Historic District,Rolling
- Elem. School: Essex Elementary
- Middle School: Per Board of Ed
- High School: Valley Regional
- Appliances: Electric Cooktop,Wall Oven,Microwave,Refrigerator,Freezer,Dishwasher,Washer,Dryer,Wine Chiller
- MLS#: 24084640
- Website: https://www.raveis.com
/raveis/24084640/9sunsetterrace_essex_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 9.0 x 11.0 | Upper |
| Dining Room | Hardwood Floor | 6.0 x 18.0 | Main |
| Full Bath | 6.0 x 8.0 | Upper | |
| Half Bath | 5.0 x 5.0 | Main | |
| Kitchen | Skylight,Breakfast Bar,Corian Counters,Hardwood Floor | 10.0 x 18.0 | Main |
| Living Room | Fireplace,French Doors,Hardwood Floor | 11.0 x 22.0 | Main |
| Primary Bedroom | Hardwood Floor | 11.0 x 16.0 | Upper |
| Rec/Play Room | Laminate Floor | 21.0 x 21.0 | Lower |
| Sun Room | Beams,Ceiling Fan | 8.0 x 29.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Tracee AdamsSales Associate
860.876.7358
Tracee.Adams@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
9 Sunset Terrace, Essex (Essex Village), CT, 06426
$539,000
Tracee Adams
Sales Associate
William Raveis Real Estate
Phone: 860.876.7358
Tracee.Adams@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $387 | $387 | $387 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,482 | $2,723 | $3,521 |
| Total Monthly Payment | $2,961 | $3,202 | $4,000 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524