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Fabulous 3-Bedroom, 2-Bath Home, located in the premier active adult gated community of Traditions at Lake Ruby, this stunning eco-smart home offers both modern amenities and timeless charm. The spacious great room features porcelain plank tile flooring and glass sliding doors, seamlessly connecting to a screened-in lanai that overlooks a beautifully landscaped courtyard—bringing the outdoors in and enhancing your living space. The well-equipped kitchen boasts a stainless steel appliance package, recessed lighting, and a stylish glass subway tile backsplash. It also features 42-inch upper shaker-style cabinetry with brushed nickel hardware. The center island is adorned with quartz countertops and pendant lighting, while a pantry ensures ample storage and easy accessibility. The generously sized primary suite is enhanced with crown molding and a large walk-in closet. The primary bathroom includes a handicap-accessible tiled shower with a decorative listello tile surround, a comfort-height vanity with dual sinks, and a linen closet for additional storage. Throughout the home, you'll find solid surface flooring and decorative archways, adding character and elegance. Additional features include: an Office, Formal Dining Room, Breakfast Nook, Laundry Room with Additional Cabinetry & Quartz Countertops, Exterior Stone Façade & Screened Entry, Screened-in Lanai with Retractable Solar Shades, Gutters & Irrigation System with Irrigation Meter, AC System with Germicidal UV Light, AO Smith Hybrid Water Heater, Low-E Double Pane Windows, Architectural Shingles & Radiant Heat Barrier, GreenGuard Max House Wrap, Keyless Entry Lock & Programmable Thermostat, Paved Patio & Driveway with Stone Landscape Edging and a 3-Car Garage with insulated Garage Door Opener. If you love outdoor living, this property won't disappoint! The private courtyard, surrounded by lush mature landscaping and pavers, offers a serene space to relax and unwind. The picturesque Traditions at Lake Ruby community offers a wealth of amenities, including: Lakefront clubhouse with dock & boat ramp, Heated swimming pool & spa, Ballroom, billiards, & meeting rooms, Library & computer room, Craft room & dog park, Tennis & basketball courts, Bocce, shuffleboard, & fitness center, Aerobics studio & more! Monthly HOA fees include lawn service, cable, internet, and exterior house painting. Conveniently located near shopping, dining, medical facilities, and major highways, this home offers the perfect blend of comfort and convenience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $255 | $255 | $255 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,048 | $2,606 |
Total Monthly Payment | $2,301 | $2,378 | $2,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.