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Are you ready to discover your home to be? This beautiful four-bedroom, two-bathroom residence, constructed in 2021, is situated on a spacious corner lot of just over a quarter-acre, providing ample outdoor space for your enjoyment. As you approach the home, you are greeted by charming stone accents and a covered entryway. Step inside to discover an open floor plan that boasts high ceilings and elegant laminate flooring throughout the main living areas. The kitchen is a culinary delight, featuring stainless steel appliances, a breakfast bar, natural granite countertops, pantry, decorative backsplash, and modern black hardware offsetting the white cabinetry. Enjoy dining in the dining area or unwind in the inviting living room, which seamlessly connects to the kitchen, making it ideal for entertaining guests. The primary bedroom serves as a private retreat, complete with an ensuite bathroom that includes dual sinks, granite countertops, shower, and two walk-in closets equipped with an upgraded closet system. Additionally, the three generously sized bedrooms provide ample space for all your needs. A dedicated laundry room adds to the home's convenience with built-in cabinet and shelving. The home has been upgraded with a water softener and water filtration system enhancing the quality of the water. Step outside to the covered patio, which overlooks the backyard—an ideal setting for outdoor relaxation. A brand new, tan, vinyl fence with two gates is being installed in April adding to the privacy of the yard. Residents can also take advantage of community amenities, including a large pool for recreational fun and a fenced playground for the little ones to have some fun. Conveniently located off Ponkan and near the 429 connector, this home is in close proximity to shopping and dining options. Wyld Oaks is a new expansion development slated to come to the area bringing more options such as a town center, health medical village, retail, and hotel. The surrounding area also features state parks with natural springs, offering opportunities to discover trails, kayaking, and swimming. Don’t miss your chance to make this your home sweet home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | $494 | $494 | $494 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,888 | $2,100 | $2,724 |
Total Monthly Payment | $2,457 | $2,669 | $3,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.