4926 CARDINAL TRAIL, Palm Harbor, FL, 34683 | $550,000

Under contract-accepting backup offers. Welcome to this exceptional home that combines space, amenities and an unbeatable location! This spacious property offers an ideal living situation for any family or MULTI-GENERATIONAL household. With 2 primary bedrooms and an in-law suite, this home is designed for comfort and flexibility. The lower level features a spacious 1-bedroom (with en suite and walk-in closet) in-law suite complete with a living room and kitchen, offering the perfect space for extended family or guests. Step outside to your gorgeous pool with a beautifully pavered deck, offering plenty of room for outdoor entertaining in the Florida sunshine. On chilly evenings, gather around the backyard firepit! The upper level features a large, open floor plan and soaring cathedral ceilings in the living room. The primary bedroom and two additional bedrooms are located upstairs, offering peaceful retreats for the entire family. For those with an adventurous side, there is plenty of space to park your boat or RV, plus you'll have easy access to the private community boat ramp – perfect for exploring nearby beaches and waterways. Enjoy the convenience of laundry hookups inside the home or, if you prefer, move your laundry to the garage to create additional space or even transform it into a 2-bedroom suite downstairs. The options are endless in this beautifully designed home!
Don't miss your chance to own this perfect Florida home in a prime location close to beaches, schools, and the best amenities in the area. This location offers quick access to US 19 & Belcher Road to make commuting easier! Close proximity to the PINELLAS TRAIL for biking, running and walking! Quick travel to vibrant downtown Tarpon Springs, Old Palm Harbor, Dunedin and Honeymoon Island! Schedule your showing today! CLEAN 4 POINT INSPECTION!

Features

  • Amenities: Clubhouse
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 66 x 95
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,883
  • Acreage: 0.14
  • Lot Size: 66 x 95
  • Est. Taxes: $4,381
  • HOA Fee: $65 Annually
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8368388
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8368388/4926cardinaltrail_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 2:33:20 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4926 CARDINAL TRAIL, Palm Harbor, FL, 34683

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $365 $365 $365
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,781 $2,890 $3,683
Total Monthly Payment $3,238 $3,347 $4,140

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.