Charming Cape Cod in the Heart of Port Jervis! Welcome to 5 Prospect St, a delightful 3-bedroom, 2-bathroom Cape Cod offering over 1, 400 sq ft of cozy living space. This home radiates charm with hardwood floors throughout, recessed lighting, and classic radiator heat that enhances its timeless appeal. The inviting exterior features stone siding, a covered front porch, and a beautifully enclosed backyard—complete with a patio, fire pit area, and garden beds, perfect for outdoor relaxation. A private driveway provides convenient off-street parking. Inside, the home boasts a seamless layout with old-world charm and modern convenience. The spacious living room flows effortlessly into a private dining area, while the bright and functional kitchen offers a gas oven/range, stainless steel refrigerator, and backyard access. The first floor also features one bedroom and a full bath, providing flexibility for guests or a home office. Upstairs, you’ll find two additional bedrooms and a second full bathroom. A full basement with laundry facilities offers plenty of storage space. The home's prime location puts you within walking distance of local schools, shops, public transportation (bus/train), and the vibrant downtown Port Jervis scene. For commuters, there’s easy access to major highways, NYC, and NJ transit options. Nestled in the scenic Hudson Valley, Port Jervis offers proximity to the Delaware River, hiking and biking trails, wineries, and endless outdoor adventures. Don't miss this opportunity to own a charming home in a great community!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,200 | $199,200 | $199,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $484 | $484 | $484 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,259 | $1,309 | $1,668 |
Total Monthly Payment | $1,818 | $1,868 | $2,227 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.