644 SUN DOWN (INC BUILDABLE LOT) Circle, Saint Augustine, FL, 32080 | $1,499,000

Experience the ultimate Florida waterfront lifestyle in this beautifully remodeled home, where upscale finishes blend seamlessly with classic coastal charm. Situated on a prime double waterfront lot (adjacent buildable lot #53) This home offers expansive marsh and water views, creating a serene backdrop for everyday living. Designed to embrace the natural beauty of its surroundings, the front and rear porches are perfectly positioned to capture the best coastal breezes from St. Augustine Beach and the Matanzas River. In addition to this stunning property, it is also being offered with an adjacent buildable lot that conveys with the home, providing a rare opportunity for expanded living, guest accommodations, investment, or simply extra space to enjoy as your own private sanctuary. New roof 2022, new A/C 2024, private boat dock, private well for irrigation system and premier Shark coating for garage floor 2024. Whether you're savoring a morning coffee, watching the sunset, or simply enjoying a bird's eye view of nature at work, these outdoor spaces provide the perfect retreat. Fitness enthusiasts will love the private dock with a lift, offering access to the Matanzas River for paddle boards, kayaks, and other watercraft preferred by the physically active. Maybe a jet ski or flats fishing boat is in your future? Just six blocks from the sandy beaches of St. Augustine Beach and a short bike ride to The AMP, where concerts, events, and the weekly farmers market bring the community together, this location delivers the perfect balance of relaxation and activity. Historic downtown St. Augustine is only five miles away, offering a rich selection of dining, shopping, and cultural experiences. Nestled in a vibrant, planned community, residents enjoy top-tier amenities including a community pool, pavilion, library, post office, and a variety of nearby restaurants. Additional shopping and dining options are just minutes away, making every day conveniences effortlessly accessible. The home is also located adjacent to Marsh Creek Country Club, where golf, tennis, and social memberships are availableperfect for those seeking a more active, resort-style lifestyle just steps from home. This family-friendly neighborhood offers the perfect setting to live, work, and playwhere waterfront serenity meets modern coastal living. Live your best life here. Schedule your private tour today!

Features

  • Amenities: Maintenance Grounds, Management - Full Time, Management - Off Site
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Style: Traditional
  • Year Built: 2005
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,280
  • Acreage: 0.49
  • Est. Taxes: $2,858
  • HOA Fee: $150 Monthly
  • Lot Desc: Cul-De-Sac
  • View: Intracoastal, River, Water
  • Water Front: Yes
  • Elem. School: R.b. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2078959
  • Days on Market: 17 days
  • Website: https://www.raveis.com
    /eprop/2078959/644sundownincbuildablelotcircle_saintaugustine_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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644 SUN DOWN (INC BUILDABLE LOT) Circle, Saint Augustine, FL, 32080

$1,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,199,200 $1,199,200 $1,199,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.637% 6.540%
Monthly Tax Payment $238 $238 $238
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,286 $7,580 $10,364
Total Monthly Payment $7,649 $7,943 $10,727

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.