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Presented by
Michael Ames |
223 SOUTH Street, #D, Neptune Beach, FL, 32266 | $4,500
Nestled in Neptune Beach! This beautifully two story, three bedroom, two-and-a-half bath duplex is a dream home just three minutes from beach access. Can be left fully furnished or not. The vaulted ceilings create an airy and spacious atmosphere. The layout is perfect for entertaining. Split entry offers two bedrooms downstairs and a full bathroom. The main bedroom and living areas are upstairs. The home showcases plenty of closets space and a large two-car garage. Enjoy the soothing sounds of the waves when relaxing on the front balcony, Experience luxury and comfortable living in this nearly 1900 sqft. unit. Once back from the beach wash off in the out-door shower. Enjoy the beautiful, low maintenance back yard. Located conveniently near great restaurants, cafes and shops. Credit score needs to be 700+
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Contemporary
- Year Built: 1995
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,889
- Acreage: 0.14
- Elem. School: Neptune Beach
- Middle School: Duncan Fletcher
- High School: Duncan Fletcher
- Appliances: Dishwasher, Disposal, Dryer, Electric Range, Microwave, Washer
- Lease Term Type: Negotiable
- MLS#: 2078954
- Days on Market: 17 days
- Website: https://www.raveis.com
/prop/2078954/223southstreet_neptunebeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Michael AmesLicensed Salesperson
774.274.0885
Michael.Ames@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 6314
508.944.8218
Bob.Flynn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
223 SOUTH Street, #D, Neptune Beach, FL, 32266
$4,500
Michael Ames
Licensed Salesperson
William Raveis Real Estate
Phone: 774.274.0885
Michael.Ames@raveis.com
Bob Flynn
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $3,600 | $3,600 | $3,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $22 | $24 | $30 |
| Total Monthly Payment | $97 | $99 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388