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This a great home, check it out!!! Palmetto Estates is located in between Sarasota/Bradenton and Tampa/St Pete and it's just an awesome location to all of the major areas for work and play! The Seller has made some recent updates just with rear fencing, limited painting and luxury vinyl plank flooring. The floor plan is perfect for those seeking an open floor plan with the Kitchen, Dining and Greatroom stacked together. There is a Bonus Room at the front of the home that could be an Office, a Library, a Music Room or a Kid's Room, You decide what works for You! The bedrooms are flanked on the one side with two auxiliary bedrooms which are oversized and both have Walk In Closets. The Owner's Retreat is quite Spacious with an Awesome Walk In Closet and an Ensuite with a Double Sink Vanity and a Large Shower. The Kitchen has beautiful one year old Stainless Appliances and a Fabulous Walk In Pantry with Custom Barn Doors. The LVP was installed in March 2025 and gives off a Coastal Vibe, all bedrooms and hallway were the recipient. The Fenced in Backyard offers a decent amount of space and both sides are fenced in so there is actually quite a bit of yard for children and pets. The Patio has a Sail Cloth to block the afternoon sun and there is plenty of space for a BBQ, Firepit, whatever you enjoy!! This newish subdivision offers convenience to Shopping, Eateries, Workplaces and Entertainment. There is just So Much to Love about this Home. Come take a gander as this just might become Your New Digs!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $298 | $298 | $298 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,786 | $2,276 |
Total Monthly Payment | $2,092 | $2,159 | $2,649 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.