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Waterviews, serenity, fantasy area on the water where you can run, walk, cycle in this idyllic setting with inspiring scenery and views to live for!. . Modernized 2nd floor corner unit, featuring a full renovation of the kitchen and bath with high-end appliances, soft closing cabinets & drawers, granite countertops, a full-size LG washer & dryer, and the entire interior of the home is newly painted. . . New AC system & hot water heater are fixured. . . Newly tiled kitchen & bath, tiled shower with glass doors, a rain shower-head & a blue-tooth LED exhaust fan. . . The ample size living room window overlooking Venetian Isles and the water, has a new double-pane glass window, and plantation shutters accompany all other windows. . . Waterviews from the signature bedroom as well. . . This property truly has a stellar location, as it is in Shore Acres at the entrance to Venetian Isles, fringing on The Vinoy Renaissance Resort & Golf Club, energetic downtown St. Petersburg, making this not only the ideal location, but great for all outdoor or marine activities, and overall lifestyle. . . The property also sits on a serene lake with a dock, mature foliage, a large pool with a clubhouse, pool baths, an outdoor cooking area, benches and sidewalks. . . No flood insurance required by the owner, that is covered by the HOA, and again this is on the 2nd floor, a corner unit, next to the stairwell and elevator. . . The HOA includes cable, internet, water, flood insurance, trash, reserves and all other exterior features. . . Lake Overlook recently added a new roof, and many other improvements to the community. . . . Pet friendly community. . . Similar units have opened up the kitchen, added a half bath and a walk-in closet - which is allowed by the HOA - and for more information, contact the listing agent for floor designs. . . Welcome to your new home or retreat in Lake Overlook!
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Our Executive Mortgage Banker:
Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $11 | $14 |
Total Monthly Payment | $85 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.