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~2022 ROOF, HVAC, and HOT WATER HEATER~ ~PLANTATION SHUTTERS~ ~CROWN MOLDING~ ~ALL NEW GUTTERS~ ~GLASS ENCLOSED LANAI~ ~PARTIAL FURNITURE PACKAGE INCLUDED~ ~2022 YAMAHA GOLF CART SOLD SEPARATELY~ Come see this charming Gardenia on a private lot in Mallory Square. Upon entering, you’re greeted by HIGH, VAULTED CEILINGS and elegant PLANTATION SHUTTERS, creating a spacious and refined atmosphere. The living room boasts LUXURY VINYL FLOORING, UPGRADED LIGHTING, a stylish ceiling fan, and CROWN MOLDING, adding a touch of sophistication. Adjacent to the living area, the dining room continues the upscale aesthetic with its high ceiling, crown molding, and matching LUXURY VINYL floors—perfect for hosting elegant dinners. The eat-in kitchen is both stylish and functional, featuring CERAMIC TILE floors, CORIAN countertops, and UPGRADED STAINLESS STEEL appliances. The space is enhanced with under-cabinet and over-cabinet lighting, creating a warm and inviting ambiance. The primary suite has NEW CARPET, VAULTED CEILINGS, and UPDATED LIGHTING. A ceiling fan adds comfort, while 2 WALK-IN CLOSETS provide ample storage space. The ensuite bath is equally impressive, featuring CERAMIC TILE flooring, a TILED ROMAN SHOWER, a linen closet, and DOUBLE SINKS with CORIAN counters. A SEPARATE COMMODE adds extra privacy. Guests will feel right at home in the guest bedroom, which includes a ceiling fan, updated lighting, crown molding, and a built-in closet. The guest bath is designed with ceramic tile, a TILED SHOWER/TUB COMBO, a linen closet, and CORIAN counters. An additional guest space with carpet, plantation shutters, and crown molding offers even more flexibility, perfect for a home office, den, or extra bedroom. The INDOOR LAUNDRY ROOM is equipped with ceramic tile, a LAUNDRY TUB, and cabinets for added storage, making daily chores a breeze. The GLASS-ENCLOSED LANAI is a true highlight of the home. Featuring LUXURY VINYL FLOORS, blinds, and two new ceiling fans, this versatile space is ideal for year-round enjoyment, providing a perfect spot to relax and take in the tranquil surroundings. Finally, the PAINTED DRIVEWAY leads to a 2-car garage featuring EPOXY floors and convenient attic stairs for extra storage. The private lot that has been meticulously maintained providing added seclusion while being just s short distance away from the Mallory Championship Country Club and Restaurant, Havanna Country Club and Restaurant and the Odell Rec Center. It is a short golf cart ride to Lake Sumter Landing, restaurants, shopping and medical.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,601 | $3,315 |
Total Monthly Payment | $3,020 | $3,150 | $3,864 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.