9107 BAY STREET NE, St. Petersburg, FL, 33702 | $528,000

Welcome to this spectacular Mid-Century Modern home in the desirable Riviera Bay neighborhood. Step inside to discover an open floor plan defined by clean, pure lines and expansive windows that invite natural light to dance across every room throughout the day.

Every detail has been thoughtfully updated while preserving the elegance of Mid-Century Modern design with a coastal twist. The kitchen opens to a welcoming living area featuring a cozy fireplace and seamless views of the outdoors through oversized windows. Stainless steel appliances, installed in 2024, ensure a modern, efficient space for every culinary adventure.

The primary ensuite is a true retreat. Enjoy a custom double-sink vanity with quartz countertops and designer hardware, and start your day under the frameless glass shower enclosure that captures beautiful morning light through impact windows (2023). A custom California closet design offers an organized and accessible wardrobe display, adding to the home’s sophisticated charm.

Additional updates include a conveniently located laundry room next to a spacious walk-in closet, complete with a minisplit and a new electrical panel (both 2023). Two additional bedrooms feature brand-new sliding doors (2024) that open to a stylish travertine-floored screened patio, which overlooks a tropical backyard. Recent enhancements such as a HVAC (2024), tankless water heater (2023), a new wood fence (2024), and a new French door in the spacious garage/workshop further elevate this exceptional home.

The roof, installed in 2017, and efficient solar panels (2021) combine to make this home both eco-friendly and economical—reducing the monthly electrical bill to a mere $35. Efficient and beautiful! This property has an assumable VA loan with a 4. 875% rate.

Experience a home that welcomes you with a loving smile—ready to entertain, inspire, and become the setting for your next chapter.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 62 x 125
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Year Built: 1958
  • Garage: 1-car Workshop in Garage
  • Heating: Central
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,680
  • Acreage: 0.19
  • Lot Size: 62 x 125
  • Est. Taxes: $5,670
  • Appliances: Dishwasher, Range, Refrigerator
  • MLS#: TB8368021
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/TB8368021/9107baystreetne_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 11:06:31 PM)
Listing courtesy of REAL ESTATE WITH AN ACCENT LLC   Phone: 727-344-9315

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9107 BAY STREET NE, St. Petersburg, FL, 33702

$528,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $422,400 $422,400 $422,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $473 $473 $473
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,670 $2,775 $3,536
Total Monthly Payment $3,234 $3,339 $4,100

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.