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Experience the pinnacle of city living with this delightful downtown duplex, ideally situated on the sought-after Elliott Street. Within just a short walk, you'll find a wealth of amenities, including restaurants, shops, churches, parks, and the scenic waterfront. This unique property has been cherished by its original owner for over 40 years. Bathed in magnificent southern sunlight, it offers the enchanting experience of living in a treehouse, thanks to the presence of a majestic 100-year-old live oak tree. As you enter, you're greeted by a foyer adorned with stylish black and white tile floors and an elegantly ascending staircase. The charm of this pied-a-terre is further enhanced by beautiful hardwood floors and a generous expanse of south-facing windows that illuminate the space. The inviting living area features an open-plan design that seamlessly connects the living room and dining room, complete with built-in bookshelves and a cozy wood-burning fireplaceperfect for entertaining guests. On the second floor, two guest bedrooms share a newly renovated bathroom, ensuring comfort and privacy for friends and family. The crowning jewel is the top-floor primary suite, boasting a newly updated bathroom, stunning views, and abundant natural light. A spacious walk-in closet and additional storage spaces provide practical convenience. Whether you're seeking a charming primary residence or a perfect pied-à-terre for weekend getaways, this duplex offers the best of desirable downtown Charleston living. Plus, with one off-street parking space included and no regime fees, the convenience is unmatched. Don't miss this opportunity to make this enchanting property your own!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,716,000 | $1,716,000 | $1,716,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,427 | $10,988 | $14,831 |
Total Monthly Payment | $10,552 | $11,113 | $14,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.