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Stunning 5-Bedroom Charleston style home in a prime neighborhood located in the heart of Summerville, SC -- this nearly new home, built in 2022, offers modern luxury and comfort in one of the area's most desirable neighborhoods. With over 2, 500 square feet of living space, this home boasts 5 spacious bedrooms and 3 full bathrooms, making it the perfect fit for growing families. Step into the elegant interior featuring 9-foot doors and soaring 10-foot ceilings on the main floor, creating a sense of grandeur and openness. The heart of the home is its luxurious kitchen, complete with high-end quartz countertops, ample storage, and sleek finishes--ideal for cooking and entertaining. The cozy electric fireplace adds warmth and ambiance to the inviting living areas. The large owner's suitefeatures a fully tiled walk-in shower with two shower heads, dual sinks, vanity space and huge walk-in closet. Enjoy the outdoors from the comfort of your screened-in porch, a perfect space for relaxing or entertaining while avoiding the elements. A high-quality fence surrounds the yard, with a dedicated area for dogs, making it perfect for pet owners. Best of all, there are no houses behind, ensuring ultimate privacy and tranquility. You'll also love the large green space in front of the home. Located within walking distance to a nearby park and the upcoming neighborhood water park, this home combines convenience and recreation. It's in a sought-after school district, making it an ideal place to raise a family. Don't miss the opportunity to own this exceptional property in a community that truly has it all! Upgrades (not included with new builds): Shiplapped electric fireplace/mantel, gutters, 8' wide concrete driveway addition for extra parking and sidewalk to back porch, screened in back porch, front porch swings, two palm trees, fence/dog run, crown molding in lower level, storage area under steps, accent walls, interior fans, blinds, and entry way cabinet and shoe storage area. Zoned for Sand Hill Elementary School, East Edisto Middle School and Ashley Ridge High School
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,220 | $2,307 | $2,940 |
Total Monthly Payment | $2,295 | $2,382 | $3,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.