38 High Street, Middlefield, CT, 06455 | $375,000

Step into this lovely 1900 Colonial, full of warmth and character, nestled on a spacious 2. 51-acre lot. This home has been lovingly cared for, offering a perfect balance of charm and potential for your personal touch. The main floor features beautiful hardwood floors throughout, with an inviting living room centered around a cozy fireplace, creating the perfect space to relax and unwind. The formal dining room is ideal for entertaining guests or enjoying family meals in a setting that you create. The kitchen has sliders that lead to a deck, making it easy to enjoy outdoor dining and fresh air. With three bedrooms, there's plenty of space for family or guests, and full baths on each floor provide convenience and comfort. The finished lower level offers additional living space with its own fireplace, perfect for cozy nights or a home office, and features sliders that open to the outside. A one-car garage is conveniently located under the house, with direct access to the home. While this home is full of charm, it does need some tender loving care to bring it back to its full potential, offering a wonderful opportunity to make it truly your own. Located just minutes away from Powder Ridge and close to Lyman Orchards and Lyman's Golf Course, this home is perfect for those who enjoy seasonal activities and leisurely days. Indian Springs Golf Course and Peckham Park are just around the corner. Rare opportunity to own a home in this fantastic location. There are things that need to be attended to, the threshold of the doors in the lower level has rotted, needs replacement. A section of hard wood flooring in the kitchen has buckled from an overflow of the sink. There are leased solar panels from Spruce Power and working on getting the details for review. Having a repair in bedroom ceiling. There is a ramp that will be removed. Please excuse the packing and slight disaray as the conservator prepares the house for sale. Subject to Probate approva

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1970
  • Garage: 1-car Under House Garage,Off Street Parking
  • Heating: Baseboard
  • Cooling: None
  • Basement: Full,Garage Access,Interior Access,Partially Finished,Liveable Space,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,904
  • Below Grade Approx. Sq. Feet: 672
  • Acreage: 2.51
  • Est. Taxes: $6,184
  • Lot Desc: Some Wetlands,Lightly Wooded,Rolling
  • Elem. School: John Lyman
  • Middle School: Memorial
  • High School: Coginchaug Regional
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher
  • MLS#: 24084403
  • Buyer Broker Compensation: 2.00%
  • Website: https://www.raveis.com
    /raveis/24084403/38highstreet_middlefield_ct?source=qrflyer
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Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Laminate Floor14.0 x 16.0Upper
Bedroom 2 Wall/Wall Carpet10.4 x 13.0Upper
Den Hardwood Floor12.7 x 13.3Main
Dining Room Hardwood Floor12.7 x 13.1Main
Living Room Built-Ins,Fireplace,Hardwood Floor13.2 x 20.0Main
Primary Bedroom Laminate Floor12.3 x 21.0Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Michelle PirruccioSales Associate

860.478.6003

Michelle.Pirruccio@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

38 High Street, Middlefield, CT, 06455

$375,000

Michelle Pirruccio

Sales Associate

William Raveis Real Estate

Phone: 860.478.6003

Michelle.Pirruccio@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,000 $300,000 $300,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 7.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.176% 6.298%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,896 $1,996 $2,532
Total Monthly Payment $2,486 $2,586 $3,122

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.