New to the market in the Village of Wurtsboro. This bi-level home has great curb appeal situated on a fabulous double corner lot! The exterior is well maintained with a new metal roof, nice porch entryway with a composite deck, shaker vinyl siding and shutters. Enjoy a fenced in yard with plenty of room to roam and garden, complete with a shed and children's playhouse with loft. The interior features an updated kitchen with granite counter tops, breakfast bar, all wood cabinets and like new appliances. The kitchen leads to a spacious covered deck with trek flooring, to enjoy outdoor dining and relaxing. Living/Dining room has nice plush carpeting. If you prefer, WOOD FLOORS are underneath the carpeting throughout the first level. All the rooms are nice and bright with newer, double pane, energy star, tilt windows. Nice remodeled full bathroom with a tub/shower on the first level. The finished lower level features a half bath and family room with an almost new hot tub - plus, a laundry and utility room. Boiler is under 10 years old with a tankless hot water heater. Walk out to a 2-car garage. Plenty of parking with paved driveway and covered carport for 2 additional cars! Whole house standby Generac generator and alarm system also included. Efficient oil baseboard heat. A short walk invites you to the village of Wurtsboro with quaint shops and eateries, also the home of the D&H Canal Linear Park offering 3. 5 miles of walking trails. The Town of Mamakating Park offers residents athletic courts, playgrounds, swimming pool and community hall. 1 1/2 hrs. to NYC. Park and ride available near-by. Schedule your appointment today - this won't last!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $344 | $344 | $344 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,842 | $1,939 | $2,471 |
Total Monthly Payment | $2,261 | $2,358 | $2,890 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.