28 Elm Street, Fairfield (Center), CT, 06824 | $999,900

The open house has been CANCELED. Located in the heart of Fairfield, CT, this beautifully updated and meticulously maintained colonial is just a bike ride to the beach and a short walk to the train and vibrant town center. Enjoy the best of both worlds-peaceful residential living with easy access to everything the area has to offer! This sunny and spacious, newer-feel home features a two-story entryway and foyer, vaulted ceilings, and a fabulous floor plan with a cozy wood-burning fireplace with built-ins, a private backyard sanctuary with a tranquil deck, a garden area, and bird-loving plantings. Inside, enjoy a spacious living room with cathedral ceilings, an elegant formal dining room with crown moldings, and an updated kitchen with granite counters, ample cabinetry, and a comfortable eat-in area with built-in bench seats open to the family room. The primary suite is a retreat with a stunning bathroom and large closets, while 3 additional bedrooms offer plenty of space for family, guests, or a home office. With over 2400 sf, four bedrooms, a delightful kitchen/family room combination, 2. 5 beautifully updated baths, a 2-car attached garage, refinished hardwood floors throughout the first floor, gorgeous landscaping and an irrigation system, a large back deck for grilling and al fresco dining, this home has everything you need and more! Stroll through Fairfield's charming town center, home to boutique shopping, delicious dining, music venues, concerts on the green, fairs, and local attractions. This lovingly cared-for home features a long list of improvements. Including a new high-efficiency gas furnace and a new central air system in 2024, 50 Gallon Hybrid Electric Hot Water Heater (2021), New carpeting (2022), a newer roof and gutters (2017), upgraded guest bath (2018), plus much more.

Features

  • Town: Fairfield
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1991
  • Garage: 2-car Attached Garage,Driveway
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Unfinished,Sump Pump,Storage
  • Above Grade Approx. Sq. Feet: 2,412
  • Acreage: 0.23
  • Est. Taxes: $12,829
  • Lot Desc: Dry,Level Lot,Professionally Landscaped
  • Elem. School: Osborn Hill
  • Middle School: Fairfield Woods
  • High School: Fairfield Ludlowe
  • Appliances: Gas Range,Microwave,Refrigerator,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24084388
  • Website: https://www.raveis.com
    /prop/24084388/28elmstreet_fairfield_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Wall/Wall Carpet14.4 x 19.8Upper
Bedroom 2 Wall/Wall Carpet10.9 x 12.9Upper
Bedroom 3 Engineered Wood Floor12.1 x 14.5Upper
Dining Room Hardwood Floor12.3 x 11.6Main
Family Room Balcony/Deck,Built-Ins,Fireplace,Sliders,Hardwood Floor13.9 x 19.6Main
Kitchen Breakfast Nook,Granite Counters,Dining Area,Island,Hardwood Floor14.0 x 21.8Main
Living Room Cathedral Ceiling,Hardwood Floor16.9 x 14.6Main
Other Laundry Hookup,Hardwood Floor6.2 x 6.5Main
Primary BR Suite Cathedral Ceiling,Ceiling Fan,Full Bath,Stall Shower,Walk-In Closet,Wall/Wall Carpet14.6 x 16.8Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

28 Elm Street, Fairfield (Center), CT, 06824

$999,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.517% 6.235% 6.058%
Monthly Tax Payment $1,069 $1,069 $1,069
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,417 $4,860 $6,696
Total Monthly Payment $5,578 $6,021 $7,857

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.