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Presented by![]() Yochi Melnick |
PRETTY RANCH SET ON A PRIVATE 1. 3 ACRE PARCEL IN MIDDLETOWN NY - Welcome to this great home that has everything you need on one spacious level. The house features a large living room with beautiful hardwood floors, a wood burning fireplace for cozy evenings and a large bay window that lets in lots of light. The kitchen/dining area is open and will easily accommodate everyone comfortably around the table or at the counter. Off the dining area are sliders that go out onto a great screened-in porch for enjoying summer dinners or just lounging. The basement is partially finished and would make a great game room, hobby/craft studio or a pretty amazing office. The attached two car garage is a huge bonus offering easy access in bad weather and offers additional storage. The property offers a large yard lined with mature trees offering lots of space to create additional outdoor living in this peaceful setting. Front gardens offer some established perennials and spaces to add so much more in this sunny location. Only 2 hrs to NYC and located only 10 Minutes to the Otisville train station makes this desirable location the perfect home for a commuter to NYC while living a great life in the country. A short drive to Middletown offers shopping for everything you need or take a drive in the country to find many quaint towns for dining/shopping, the Delaware River for rafting/fishing, Bethel Woods Preforming Arts Center, Kartrite Indoor Water Park, Resorts World Casino, skiing at Holiday Mountain/Big Bear at Masthope Mountain, many amazing hiking/biking trails and absolutely the best farmers markets you'll find anywhere, all for a very beautiful life in the country.
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Our Executive Mortgage Banker:
Our Insurance Division:
$420,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.269.6527
Yochi.Melnick@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $336,000 | $336,000 | $336,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $529 | $529 | $529 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,934 | $2,122 | $2,744 |
Total Monthly Payment | $2,538 | $2,726 | $3,348 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.