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Presented by![]() Creed Palmer |
Welcome to Valentine Gardens Complex, where modern living meets comfort at the alluring 19 Abeel St, 4A Yonkers, NY, 10705. Perfect for first-time homeowners or those looking to downsize, this stunning two-bedroom unit promises an exceptional living experience. With 2 bedrooms and bathroom and ample space, this freshly painted haven is ready for you to make it your own. Bask in the abundant natural light as you enter the eat-in kitchen, then into an open concept dining and living room, perfect for entertaining or unwinding. Boasting a new stove and dishwasher, plus newly redone wood floors. This unit offers convenience and style. Life at Valentine Gardens is enhanced by the elevator building, ensuring easy access to your new home. Onsite laundry adds to the ease of living, while the seating patio invites you to savor summer days outdoors. The complex even has its own playground, making it a delightful environment for all. Ideally located, you're just a stone's throw away from public transportation, parks, shopping, and highways. With a mere 30-minute commute to Manhattan, this property provides the perfect blend of tranquility and urban access. The monthly maintenance includes heat, hot water, electric, gas, and property tax, so you can enjoy a hassle-free lifestyle. Don't wait—schedule your showing today and start creating unforgettable memories in this picture-perfect home. Your search for the ideal unit ends here at Valentine Gardens!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
Sales Associate
William Raveis Real Estate
Phone: 732.589.0471
Creed.Palmer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.810% | 6.026% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $806 | $896 | $1,163 |
Total Monthly Payment | $881 | $971 | $1,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.