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Welcome to this spacious 4-bedroom, 3-bathroom home in South Lakeland! Located on a quiet dead-end street, this beautifully updated property offers both comfort and convenience. A 2017 primary suite addition was designed with ADA accessibility, ensuring ease of living with barrier-free features. The former primary suite now serves as a private guest retreat with its own ensuite bathroom, making it ideal for visitors or multigenerational living. The heart of the home boasts granite countertops, a double oven, and an eat-in kitchen with a breakfast bar—perfect for casual meals or entertaining. A converted lanai now serves as a flexible enclosed space, ideal for a home office, gym, or additional sitting area. Step outside to enjoy mature landscaping and a fully enclosed backyard secured with a black chain-link fence. With two AC units, the home stays comfortable year-round. The AC for the main house was replaced in 2023 and the AC for the addition was installed in 2017. Roof was replaced in 2017. Prime location! Less than 0. 2 miles to the Polk Parkway, under 3 miles to Lakeside Village, and less than 5 miles to downtown Lakeland—offering easy access to shopping, dining, and entertainment. Schedule your showing today to see all this home has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,171 | $2,286 | $2,913 |
Total Monthly Payment | $2,420 | $2,535 | $3,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.