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454 Coldenham Road, Walden, NY, 12586 | $429,000
This delightful 3 Bedroom, 2 Full Bathroom Ranch is a perfect blend of comfort and convenience. Never on the Market this home has been cared for by one family. Boasting two full bathrooms, 3 Bedrooms home offers plenty of space for family and friends. The interior features stunning hardwood floors that add warmth and elegance to every room. Situated on a nicely landscaped yard, just over an acre the property provides a serene and inviting outdoor space. There is a dedicated fenced area perfect for pets or a play yard, ensuring a safe and enjoyable environment for all. The home has been well-maintained, which includes a Boiler new 2024. New Roof. Water softener owned 2023 with new Well pump and pressure tank to offering peace of mind to the new owners. Additional finished area in the lower level can be a home office, game room, workout gym or storage. Lower level lends to a combined family . There is a wood burning fireplace to help defray heating costs Located in the Town of Montgomery and in the Valley Central School District. This home is just minutes to a variety of local shopping centers, restaurants, parks, schools and close to most major highways including Route 17K, Route 208 and Interstate 84 NYS Thurway and Stewart Airport.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
- Style: Ranch
- Year Built: 1957
- Garage: 2-car
- Heating: Baseboard, Hot Water, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 2,100
- Acreage: 1.01
- Est. Taxes: $7,784
- Lot Desc: Back Yard, Front Yard, Landscaped, Level, Near Public Transit, Near School, Near Shops, Part Wooded
- Elem. School: East Coldenham Elementary School
- Middle School: Valley Central Middle School
- High School: Valley Central High School
- School District: Valley Central (Montgomery)
- Appliances: Dryer, Electric Range, Exhaust Fan, Microwave, Oven, Refrigerator, Washer, Oil Water Heater, Water Softener Owned
- MLS#: 833741
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/833741/454coldenhamroad_walden_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
454 Coldenham Road, Walden, NY, 12586
$429,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,200 | $343,200 | $343,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $649 | $649 | $649 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,976 | $2,167 | $2,802 |
| Total Monthly Payment | $2,700 | $2,891 | $3,526 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535