1064 Cottonwood CT, Marco Island, FL, 34145 | $1,850,000

Step into Waterfront luxury! With this stunning, 4 Bedroom, 2 and a half Bath, 2 car garage, pool, waterfront home, that blends modern elegance with coastal charm. As per Seller: Recently enhanced, with approximately $400, 000 in upgrades. This 2, 311 sq. foot home, boasts a custom-designed kitchen, featuring a spacious island, with storage on both sides, pull-outs, over and under cabinet lighting, and two pantries for effortless organization. High tray ceilings with crown molding, elevate the ambiance, while plank flooring flows seamlessly throughout the entire home. Surround sound system with speakers in the living areas and lanai. The updated primary bath is a serene retreat, offering a walk-through shower, soaking tub, and dual vanities, , and the open-concept design extends to the outdoors, where an extra-large Lanai, and heated saltwater pool invites relaxation. Enjoy breathtaking sunsets from your private dock complete with a 13, 000 lb boat lift, and easy boating access to the Marco River. The home's interior and exterior, has been recently painted, and a 2018/2019 Roof and Seawall adds peace of mind.
Designed for both comfort and security, this home features impact windows and a front door with an additional electric shutter, while bolted shutters protect the rear sliding doors. This home is in a prime location near Resident’s Beach, makes this the ultimate Marco Island retreat. Don’t miss this rare opportunity, to own a beautifully upgraded, waterfront home in paradise!
The Den, Flex Room with Closet is currently being used as the fourth bedroom.

Features

  • Amenities: None
  • Rooms: 1
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Contemporary
  • Development: MARCO ISLAND
  • Year Built: 2004
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,311
  • Acreage: 0.2
  • Est. Taxes: $11,656
  • Lot Desc: Cul-De-Sac,Regular
  • View: Canal
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Boat Slip,Composite Dock,Dock Included,Elec Avail at dock,Water Avail at Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225033268
  • Website: https://www.raveis.com
    /eprop/225033268/1064cottonwoodct_marcoisland_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of RE/MAX Alliance Group

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1064 Cottonwood CT, Marco Island, FL, 34145

$1,850,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,480,000 $1,480,000 $1,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.511% 6.415%
Monthly Tax Payment $971 $971 $971
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,993 $9,233 $12,690
Total Monthly Payment $10,089 $10,329 $13,786

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.