6401 CLOVER STREET, Lake Hamilton, FL, 33851 | $341,678

Under Construction. The Palm features two stories of smartly designed living space. On the main floor, an inviting kitchen is flanked by a great room and a dining nook—offering access to a relaxing covered patio. A mud room provides a convenient entry point from the garage, and has a Bedroom with a full bath on the first Floor. Upstairs, a loft provides another versatile hangout. Other second-floor highlights include a laundry room, a full hall bath and three bedrooms—including a generous owner's suite with a private bath and walk-in closet. Upgrades include, 9'4" ceilings with 8' doors on main floor, Bedroom with full bath on first floor, Double sink in m bath and guest bath, covered patio, Elevation B with Stone, Barn door on M Bath, Smart Thermostat, Kitchen vent to outside, Optional window at Bath 2, Range, Dishwaser, Microwave, Elongated Toilets, Glass shower enclosure to m bath with Chrome Frame, Upgraded white cabinets with 42" uppers, White Quartz countertops to Kitchen and in guest baths, Chrome faucets in all Baths, upgraded Chrome kitchen faucet, Carpet on second floor except wet areas and in Bedroom on 1st floor, 7 x 22 Ceramic tile flooring to first floor (except Bedroom) and all wet areas upstairs, Smart Garage door opener, Shelf at Laundry, Coach light Prewire with switch, upgraded single bowl sink to Kitchen, Video Doorbell, Flex conduit run, R-38 Insulation, and Hybrid hot water heater. 1x capital contribution fee of $350. * SAMPLE PHOTOS Actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).

Features

  • Amenities: Playground, Pool, Trail(s)
  • Rooms: 12
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 2025
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,170
  • Acreage: 0.12
  • Est. Taxes: $0
  • HOA Fee: $590 Annually
  • Lot Desc: Corner Lot
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: S5123761
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/S5123761/6401cloverstreet_lakehamilton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 4:09:00 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6401 CLOVER STREET, Lake Hamilton, FL, 33851

$341,678

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $273,342 $273,342 $273,342
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,728 $1,796 $2,288
Total Monthly Payment $1,803 $1,871 $2,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.