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Beach life on the mainland side! Whether you are an Islander looking for guest quarters or a Mainlander looking for close-to-the-beach access -- this is it! This home offers quiet living close to the Barrier Islands and Boca Grande. Get the best of both worlds -- no barges, no boats, no bridges. But, you can get there if you want! Recently remodeled and super clean, this home could be used as an income property or a private get away. It's a cute cottage-like home that has three full bedrooms and one bath on a quiet corner lot. Enjoy a beachy mainland lifestyle! Fish to your heart's content - Palm Island Marina and Cape Haze Marina are both close by. There are also two public boat launches nearby. Nestled in "Old Florida" nature, this home can be purchased "turn-key" with furniture and kitchen contents as an option. There's lots of storage: closets on the lanai and a shed for tools and toys on the back of the lot. The interior is recently remodeled - fresh paint and very clean. It had a new roof in 2023 and new air conditioner in 2024. This home is a great opportunity for fulltime living or a fun getaway.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,668 | $1,734 | $2,209 |
Total Monthly Payment | $1,930 | $1,996 | $2,471 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.