|
Presented by
Julie Cremin |
7 Garden Street, Chester, NY, 10918 | $399,000
Attention buyers Fully available! Don't let the size of this home fool you. This perfectly proportioned farmhouse has so much to offer. The three nice sized bedrooms offer enough room for those looking for a starter home or even someone looking to downsize but still have extra space. Nice sized extra room on main level is perfect for a home office, den or even a guest bedroom. Two full sized bathrooms, one on each level giving the advantage of having facilities close by if needed. Let’s not forget that you have the privacy of being near the quietness of local black dirt farms but the advantage of public water, sewer and gas! If you're a nature lover the Heritage trail is within walking distance to enjoy fresh air and exercise. Schedule a showing today and imagine yourself living in this peaceful and inviting oasis. Don't miss out on the opportunity to own this fantastic property. As a bonus if you use our preferred lender they will beat any other lenders rate(proof of current rate required).
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Basement
- Style: Farmhouse
- Year Built: 1900
- Heating: Natural Gas, Forced Air
- Cooling: None
- Basement: Bilco Door(s), Unfinished
- Approx Sq. Feet: 1,435
- Acreage: 0.34
- Est. Taxes: $8,443
- Lot Desc: Near Public Transit, Near School, Near Shops, Views
- View: Mountain(s)
- Elem. School: Chester Elementary School
- Middle School: Chester Academy-Middle/High School
- High School: Chester Academy-Middle/High School
- School District: Chester
- Appliances: Gas Water Heater, Dishwasher, Refrigerator
- MLS#: 842224
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/842224/7gardenstreet_chester_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Julie CreminSales Associate
781.308.5186
Julie.Cremin@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Bob FlynnVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 6314
508.944.8218
Bob.Flynn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
7 Garden Street, Chester, NY, 10918
$399,000
Julie Cremin
Sales Associate
William Raveis Real Estate
Phone: 781.308.5186
Julie.Cremin@raveis.com
Bob Flynn
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.944.8218
Bob.Flynn@raveis.com
NMLS Mortgage Loan Originator ID 6314
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.303% | 6.510% |
| Monthly Tax Payment | $704 | $704 | $704 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,018 | $2,151 | $2,737 |
| Total Monthly Payment | $2,797 | $2,930 | $3,516 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535