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Welcome to this charming 3-bedroom, 2-bathroom home, ideally situated on a spacious 0. 43-acre lot just minutes from Anderson University and Downtown Anderson. As you approach, a cozy covered front porch welcomes you—perfect for relaxing and enjoying the neighborhood. Inside, the home boasts a thoughtfully designed layout that combines comfort and convenience. The expansive living room features vaulted ceilings, recessed lighting, and laminate flooring, creating a bright and inviting atmosphere. Adjacent to the living room, you’ll find a formal dining room with LVP flooring, as well as a versatile flex space that could serve as an office, playroom, or additional living area. The kitchen is a true standout, featuring beautiful granite countertops, a farmhouse sink, recessed lighting, and 42" cabinets that provide plenty of storage. A spacious walk-in pantry provides even more room for all your kitchen essentials. Both bathrooms are equipped with granite countertops, while the primary bath has a luxurious tiled standalone shower and a separate soaking tub. Durable ceramic tile flooring extends throughout the kitchen and bathrooms, while the bedrooms are carpeted, adding warmth and comfort. For added convenience, the attached, finished two-car garage provides direct access to the kitchen, making grocery unloading a breeze. The garage also includes a storage closet, perfect for both parking and extra storage needs. Off the dining room you can enjoy the lovely 12x12 sunroom, a perfect spot to unwind and relax after a long day. The fully fenced-in backyard features a back patio with a firepit, ideal for evening gatherings. Additionally, a 10x20 outbuilding provides extra storage or workshop space. With a perfect blend of style, comfort, and location, this home is ready to become yours. Don’t miss out on the opportunity to make it your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $592 | $592 | $592 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,572 | $1,655 | $2,110 |
Total Monthly Payment | $2,239 | $2,322 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.