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45 Oliver Avenue, White Plains, NY, 10603 | $715,000
Welcome to this beautifully renovated Colonial home in White Plains, located within the sought-after Valhalla School District. This charming 2-bedroom, 2. 5-bathroom home feels like a spacious 3-bedroom, offering both comfort and style. Step into the inviting living room, where custom built-in cabinetry frames the cozy wood-burning fireplace. The first floor also features a renovated eat-in kitchen, a sunroom that brings in natural light, and a convenient powder room. Upstairs, the large primary suite offers a private en-suite bathroom and a spacious walk-in closet. The second bedroom, a full bathroom, and a small office/third bedroom complete the upper level. Its lovely curb appeal is complemented by manicured grass and perennial gardens in both the front and back, along with an efficient sprinkler system. The fully fenced back yard with patio is perfect for relaxing, barbecuing, entertaining family and friends! The home underwent a full renovation in 2016, including a new roof, siding, windows, HVAC system, oil-fired furnace, and hot water tank. The bathrooms have been updated, and the hardwood floors throughout have been refinished. Additional highlights include a finished storage area in the basement, an alarm system, and parking for one car in the attached garage. Just a few minutes to The North White Plains Metro North Station and quick access to the Bronx River Highway, I-287 for easy road commute. Close to Kensico Dam Plaza (where you can enjoy picnicking, snackbar, playground, inline skating, biking, walking and hiking along with a host of events such as the annual Westchester's Winter Wonderland Drive-thru Holiday Light Extravaganza), the County Center and all that White Plains has to offer with fabulous shops and restaurants. Use of Greenburgh Parks & Recreational facilities with membership. This home is in a fabulous lacation and combines modern updates with classic charm, making it the perfect place to settle into and call home!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: In Basement
- Style: Colonial
- Year Built: 1957
- Garage: 1-car
- Heating: Oil
- Cooling: Central Air
- Basement: Full
- Approx Sq. Feet: 1,520
- Acreage: 0.11
- Est. Taxes: $17,261
- Lot Desc: Back Yard, Front Yard, Private, Sprinklers In Front, Stone/Brick Wall
- Elem. School: Virginia Road Elementary School
- Middle School: Valhalla Middle School
- High School: Valhalla High School
- School District: Valhalla
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 811840
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/811840/45oliveravenue_whiteplains_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Oliver Avenue, White Plains, NY, 10603
$715,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
| Monthly Tax Payment | $1,438 | $1,438 | $1,438 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,293 | $3,612 | $4,671 |
| Total Monthly Payment | $4,823 | $5,142 | $6,201 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535