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46 West Drive, Smithtown (Kings Park), NY, 11754 | $599,000
Welcome to 46 West Drive, a charming 3-bedroom, 1. 5-bath ranch home located in the picturesque town of Kings Park. This cozy and well-maintained home offers the perfect blend of comfort and convenience, featuring a spacious layout that’s ideal for both relaxation and entertaining. The three bedrooms and 1. 5 bathrooms, eat in kitchen, den with wood burning fireplace, basement and interior access to one car attached garage are thoughtfully designed for easy living. There is a covered patio overlooking fenced backyard. Situated on a peaceful street, this property is a true gem for anyone looking to enjoy the tranquil suburban lifestyle that Kings Park offers. The home is set on a spacious lot with a backyard that provides plenty of room for outdoor activities. Kings Park Residents can enjoy the scenic beauty of Kings Park Bluff, a natural area offering stunning views of the Long Island Sound, perfect for hiking, birdwatching, or a leisurely stroll. The Kings Park Heritage Museum provides insight into the rich history of the area, while nearby Sunken Meadow State Park offers miles of trails, picnicking areas, and access to a beautiful beach along the Sound. For those who enjoy shopping and dining, Kings Park is home to a variety of local shops and restaurants, as well as easy access to the larger Smithtown area for additional amenities. The Kings Park train station provides a quick and easy commute to New York City, making this home ideal for those who want a peaceful retreat while still being close to NYC. With its prime location, comfortable living spaces, and proximity to nature, 46 West Drive is the perfect place to call home. Don't miss out on this opportunity j Come see for yourself and fall in love.
Features
- Town: Smithtown
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: In Basement
- Style: Ranch
- Year Built: 1967
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: Central Air
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,392
- Acreage: 0.18
- Est. Taxes: $13,451
- Lot Desc: Back Yard, Front Yard, Interior Lot, Level, Near Public Transit, Near School, Near Shops
- Elem. School: Fort Salonga Elementary School
- Middle School: William T Rogers Middle School
- High School: Kings Park High School
- School District: Kings Park
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Range, Refrigerator, Washer
- MLS#: 840439
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/840439/46westdrive_smithtown_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
46 West Drive, Smithtown (Kings Park), NY, 11754
$599,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 7.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.176% | 6.298% |
| Monthly Tax Payment | $1,121 | $1,121 | $1,121 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,188 | $4,044 |
| Total Monthly Payment | $4,242 | $4,401 | $5,257 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535