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This Fabulous SINGLE HOME in Highly Desirable Laurel Ridge 55+ Condo Community includes a Clubhouse used as more of a "social club" for the residents and can also be rented out by owners for personal parties. One Floor Living at it's best! This "Teaburry II" Style Ranch has Beautiful Wood Floors Throughout and an Open concept Kitchen, Dining Room and Living Room with Slider out to a Four Season Sun Room (Heat/AC unit) and an 8X12 Trex Deck (w/ gas line for your Grill). The Dining Room has a Built-in Custom Hutch matching the Kitchen Cabinets. The Kitchen includes SS Appliances (Brand New Fridge), under counter lighting, and plenty of Cabinet space. The Living Room has a Stunning Cathedral Ceiling and a Gas Fireplace with an eye-catching Mantelpiece. The Primary Bedroom includes a Large Bay Window, Full Bathroom with updated Shower, and a Walk-in Closet. There are Two other bedrooms (or offices?) and a Full Bath. The garage Leads into the mudroom/laundry room and into the home. THIS Teaburry Style condo won't disappoint with it's BRAND NEW roof, AUTO-ON Full House Generator, HUGE Walk-out Basement containing a water softener, Whole House Filter and a Gas Tankless Hot Water System and Pleasant Covered Front Porch to Enjoy!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 11.0 | Main |
Dining Room | Built-In Hutch,Sliders,Hardwood Floor | 9.0 x 11.0 | Main |
Kitchen | Pantry,Tile Floor | 10.0 x 12.0 | Main |
Living Room | 9 ft+ Ceilings,Cathedral Ceiling,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | 19.0 x 20.0 | Main |
Primary Bedroom | Bay/Bow Window,Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 13.0 x 15.0 | Main |
Sun Room | Ceiling Fan,Vinyl Floor | 12.0 x 12.0 | Main |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $649 | $649 | $649 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,371 | $3,017 |
Total Monthly Payment | $3,007 | $3,095 | $3,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.