4490 Riverwatch DR, Bonita Springs, FL, 34134 | $569,000

SIMPLY PERFECT! LONG LAKE VIEWS where nothing is out of place. FIRST FLOOR, END UNIT, SOLD TURNKEY IN BONITA BAY + NO INTERIOR FLOODING DURING IAN, HELENE OR MILTON due to higher elevation. 4490 Riverwatch Dr #101 feels like home the moment you step inside and with three bedrooms and two full baths, it’s the perfect size. You will notice the refurbished bamboo floors (March 2025), the tasteful furniture, and pride of ownership as it’s SPOTLESS! The kitchen has updated stainless steel appliances, a functional breakfast bar, complete with amazing lake views. Fresh paint and a comfortable dining and living room are great for entertaining.
This unit is light and airy with great natural light soaking in from the lanai and large northern windows. A unique benefit of being an END UNIT. The lanai faces east, is fully enclosed and the thresholds have been removed—the flooring effortlessly flows—making the space feel open and inviting as if you were ON THE WATER! AND, buy with confidence knowing that this unit experienced NO INTERIOR FLOODING during any of the hurricanes. The added ground elevation (certificate available 10. 5') makes this unit valuable and desired for those looking for first floor living.
If you’re looking for a CLEAN, FIRST FLOOR, TURNKEY UNIT that offers AMAZING VIEWS, 4490 Riverwatch Drive #101 is for you. Just bring your personal touches to call this home.
Residents of Bonita Bay enjoy 12 miles of walking/ biking trails, bocce, outdoor gym, pickleball, tennis, canoe/kayaking, boat launch, and three on site parks, as well as a private beach park with in-season shuttle all included in the HOA. Check out the renderings of the gorgeous new beach facilities with an anticipated opening in summer 2025.
OPTIONAL membership to Bonita Bay Club, one of Southwest Florida's premier golf communities, offering an active country club lifestyle, five of championship golf courses and state-of-the-art amenities.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 1 Assigned,Common,Driveway Paved,Guest
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 1
  • Amenities: Basketball,BBQ - Picnic,Beach - Private,Beach Access,Beach Club Included,Bike And Jog Path,Bike Storage,Bocce Court,Business Center,Clubhouse,Community Boat Dock,Community Boat Ramp,Community Gulf Boat Access,Community Park,Community Pool,Community Room,Community Spa/Hot tub,Dog Park,Fishing Pier,Golf Course,Internet Access,Lakefront Beach,Marina,Pickleball,Private Beach Pavilion,Putting Green,Restaurant,Shopping,Sidewalk,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: HARBOR LANDING
  • Development: BONITA BAY
  • Year Built: 1996
  • Common Charge: $2,693 Quarterly
  • Approx Sq. Feet: 1,658
  • Acreage: 0.17
  • Est. Taxes: $5,614
  • Master HOA Fee: $5,100
  • Lot Desc: Irregular Shape
  • View: Lake,Landscaped Area
  • Community Type: Gated
  • Water Front: Yes
  • Boat Access: Boat Ramp,Boat Slip,Dock Lease
  • Private Pool: Yes
  • Pet Policy: With Approval
  • MLS#: 225032052
  • Website: https://www.raveis.com
    /prop/225032052/4490riverwatchdr_bonitasprings_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Royal Shell Real Estate, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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4490 Riverwatch DR, Bonita Springs, FL, 34134

$569,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $455,200 $455,200 $455,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $468 $468 $468
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,840 $2,990 $3,811
Total Monthly Payment $3,400 $3,550 $4,371

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.