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Presented by![]() Carrie Lademan |
Welcome to The Commons at Mill River, an active over 55 community in the heart of Hamden! This sought after spacious end unit Ranch with 2 bedrooms, 2 full Baths, 1356 sq ft is one of the largest units, and in one of the newer buildings. The large Foyer has double coat closets, utility room, and Laundry room, beautiful tile flooring which flows into a remodeled Kitchen with granite countertops, stainless steel appliances, and a tiled backsplash. Opposite is an inviting breakfast nook . The spacious Living/Dining room open-concept living provides ample space for entertaining, and to personalize your own living space. There is a 3-season screened-in porch off the living room to relax day or night and enjoy the tranquility of nature overlooking the pond and the woods. The Primary Bedroom has a refreshed full tiled bath (tub and shower), a double closet, and plenty of space for a reading nook or desk. A second large bedroom also has double closets. In the hallway, a refreshed second full bath with tiled floors, tub and shower. There is an elevator, small gym, a large community room, large storage unit across from the unit, one of the few units that have a detached garage, a courtyard, gazebo and guest parking. Walk to restaurants, library, shops, farmers' market, and festivals. Easy access to major highways. Offers comfort, convenience, and community. This unit is a real gem! Don't miss out. Move in before "Summertime, where the living is easy".
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 12.0 x 12.0 | Main |
Dining Room | Combination Liv/Din Rm,Wall/Wall Carpet | 11.0 x 14.0 | Main |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | 6.0 x 8.0 | Main |
Kitchen | Remodeled,Breakfast Nook,Granite Counters,Tile Floor | 9.0 x 10.0 | Main |
Living Room | Combination Liv/Din Rm,Interior Balcony,Wall/Wall Carpet | 12.0 x 20.0 | Main |
Primary BR Suite | Full Bath,Tub w/Shower,Wall/Wall Carpet | 15.0 x 15.0 | Main |
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Our Executive Mortgage Banker:
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$300,000
Senior Regional Vice President, Southwest Florida
William Raveis Real Estate
Phone: 239.450.9099
Carrie.Lademan@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.695% | 6.649% | 5.764% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,382 | $1,515 | $1,960 |
Total Monthly Payment | $1,919 | $2,052 | $2,497 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.