Welcome to this lovely 2-bedroom, 2-bath home in the highly sought-after 55+ community, The Forest, nestled in the heart of Lake Mary. This light and bright residence offers an open and spacious layout, perfect for comfortable living and entertaining. The home features an oversized living room that seamlessly connects to the dining area, creating a welcoming and airy atmosphere. The updated kitchen boasts newer white cabinets and appliances, providing both style and functionality as well as lots of counterspace. Gaze out the front windows onto the community greenspace!! What a view!! A generously sized inside laundry room adds to the home’s convenience, along with plenty of storage space inside. Enjoy the expansive 14’ x 13’ workshop, ideal for hobbies, crafts, or extra storage. The long driveway and covered carport offer ample parking, while the home’s charming stone steps and a comfortable ramp provide easy access. Relax on the large screened-in front patio, where you can take in peaceful views of the community’s Greenbelt space. The fenced backyard features a covered patio, perfect for enjoying the outdoors while watching over your pets. Living in The Forest means enjoying resort-style amenities, all included in your HOA dues, along with cable and internet. The community features two pools (one heated), a hot tub, saunas, shuffleboard courts, and tennis courts striped for pickleball. The clubhouse is available for private parties and holds several community events. The community building offers a library, gathering room, craft room, billiard room, and poker room. With an active social committee organizing events, entertainment, and parties, getting to know your neighbors is effortless. The residents also enjoy a storage area for RV’s, boats and trailers for a one-time nominal fee. Plus, the community is conveniently located near shopping, dining, and the Seminole Wekiva Trail, with easy access to I-4 for travel throughout Central Florida. Don’t miss the opportunity to own this fantastic home in a vibrant and welcoming community! Schedule your showing today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,273 | $1,340 | $1,694 |
Total Monthly Payment | $1,539 | $1,606 | $1,960 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.