147 FERN PALM STREET, Largo, FL, 33778 | $125,000

Walk across the street to one of the neighborhood’s two clubhouses and enjoy the newly refurbished pool and jacuzzi. That’s the convenient location of this large two-bed, two-bath manufactured home in Palm Hill Country Club, a popular 55+ development. Pools, golf, pickleball, tennis, bocce ball, shuffleboard, bingo, dances are but some of the many choices. There is one monthly fee that bundles together lawn care, water and sewer, garbage collection, cable and internet. There is a lot of area to spread out in the main living area of the home. Enter the separate kitchen with its laminate floors, and plenty of cabinets and workspace. The dishwasher, cook top, microwave, sink and wall oven are situated for easy reach. Between the kitchen and the living area there is a closet -the perfect space to store unnecessary clutter. Off the kitchen lies the very open living area. Many side windows bring abundant light inside. A dining area has generous storage cabinets with display area above running the length of a wall. The living room beyond could be one huge open area or if preferred the front area with bay windows across the front could be a smaller family room or office. An entrance door leads outside from the front room. Both bedrooms at the other end of the house are a good size. The generous primary bedroom is in the back and has lots of built in storage. The bedroom leads into the ensuite bath with laminate floors, and a good size wall closet and sink with counter space. A door separates the shower and toilet from the rest of the space. The hall bath has tile floors and a tub with shower. The A/C was replaced in 2016 while the dishwasher, water heater, refrigerator and dryer were all replaced from 2020 to 2024. This manufactured home is being sold furnished. The owner is only taking a very few personal items. The location is great with just a few steps to the clubhouse. In 2018 a roof-over was added with a transferable warranty. The property has beige siding with front bay windows. The carport leads inside to a comfortable screen room with a large shed behind with washer, dryer, and soaking sink. The reasonable list price of this large home includes a $35, 000 share in the community. Please call to arrange for a viewing.

Features

  • Amenities: Cable TV, Clubhouse, Golf Course, Laundry, Optional Additional Fees, Pickleball Court(s), Pool, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1977
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,304
  • Est. Taxes: $228
  • HOA Fee: $677 Monthly
  • Lot Desc: City Lot, Near Golf Course, Near Public Transit
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8368069
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8368069/147fernpalmstreet_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/17/2025 8:17:11 AM)
Listing courtesy of COLDWELL BANKER PICKETT FENCES REALTY   Phone: 727-395-9492

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147 FERN PALM STREET, Largo, FL, 33778

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.152%
Monthly Tax Payment $19 $19 $19
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $632 $657 $837
Total Monthly Payment $726 $751 $931

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.