109 PUNTA VISTA DRIVE, St Pete Beach, FL, 33706 | $3,895,000

One or more photo(s) has been virtually staged. NEW CONSTRUCTION-WATERFRONT ESTATE - Welcome to your new luxurious estate located on highly desirable St. Pete Beach! Completed construction in late 2023, with new balconies installed in early 2025, this modern home boasts water views from every room. The ground floor consists of a multi car garage with the capacity to add a lift for additional car storage. As you walk towards the terrace, you will find a waterfront pool and full size outdoor kitchen suitable for all your entertaining needs. The second floor has an open floor plan design. Here you will find a large family room, full sized kitchen and breakfast bar. Adjacent to the family room, you will find a large dining room. The family room and dining space have panoramic views of the water. Located off of the open concept family space, is a spacious balcony where you can enjoy beautiful views of Boca Ciega Bay. The second floor includes two bedrooms each with its own en-suite bathrooms. The third floor has a large master suite with a spacious private balcony and a large master bathroom. This floor a bonus space that could either be a third bedroom, home office, or gym. Across the hall there is also a laundry/storage room. This waterfront estate has a centralized elevator that can help you or your guests travel throughout your home with ease. Come make this waterfront paradise your future home!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Lot Size: 60 x 120
  • Laundry: Electric Dryer Hookup, Inside, Upper Level
  • Year Built: 2023
  • Garage: 4-car
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 4,104
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $41,378
  • Elem. School: Azalea Elementary-PN
  • Middle School: Azalea Middle-PN
  • High School: Boca Ciega High-PN
  • Pool: Deck, Heated, In Ground, Lighting
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: TB8365435
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /eprop/TB8365435/109puntavistadrive_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/6/2025 10:47:09 PM)
Listing courtesy of BRIGHTWATER REALTY   Phone: 727-360-6767

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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109 PUNTA VISTA DRIVE, St Pete Beach, FL, 33706

$3,895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,116,000 $3,116,000 $3,116,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.712% 6.235% 6.058%
Monthly Tax Payment $3,448 $3,448 $3,448
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $18,184 $18,933 $26,085
Total Monthly Payment $21,757 $22,506 $29,658

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.