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Built in 2018, this beautifully crafted home offers the perfect blend of modern elegance and serene country living while just seven minutes from I89 and downtown St. Albans. Nestled in a quiet setting, this home welcomes you with gleaming cherry hardwood floors throughout the first level. The open-concept kitchen and living room create a spacious and inviting atmosphere, featuring maple kitchen cabinets that add warmth and charm. A dedicated dining room provides the perfect space for gatherings, while a well-designed mudroom with tile flooring keeps everything organized. Convenience meets functionality with a half bath located just off the entryway from the garage. Upstairs, maple hardwood floors continue throughout, leading to a luxurious master suite with a private bath, walk-in closets, and ample space to unwind. The second-floor laundry room adds extra ease to your daily routine. A spacious finished bonus room above the garage offers endless possibilities, whether used as a den, office, or guest space. Step outside to enjoy the large deck overlooking a private backyard, complete with a beautifully maintained above-ground pool and an additional deck for summer relaxation. A well-built shed provides extra storage for outdoor equipment. For those looking to expand, the walk-out basement is ready to be finished, offering potential for even more living space. This thoughtfully designed home is also wired for a generator and is a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$719,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $695 | $695 | $695 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,735 | $3,880 | $4,938 |
Total Monthly Payment | $4,522 | $4,667 | $5,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.