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Rare opportunity in Downtown Historic Clermont, 5 Bedroom 3 Bath Old Florida Cottage Home with a detached garage and a separate office for Home Work or School, located on 1/3 of An acre with great land uses in future, heart of pine real wood floors, Mostly Original Windows ready to restore, all window openings and door openings are cased with large cedar molding when building homes came with quality, custom built in entertainment center in living room, put your finishing touches on this beautiful home ready to restore to your tastes, wood burning fireplace, large covered front patio, deck in the rear, New Roof Approx 1 year old , New copper wiring, all switches and outlets updated, New Tankless hot water heater for endless showers, New sewer lines, entire home water filtration system, irrigation with new timer, stainless appliances, master bedroom downstairs, large front bedroom with separate access first floor, 1st floor has 2 bedroom 2 bath, upstairs has 3 bedroom 1 bath plus a loft, easily make duplex or short term rental, One Block from Lake Minneola and 2 Blocks to all Downtown Clermont has to offer including restaurants, 2 breweries, Ax Throwing, water front restaurant, weekly farmers market and constant activities in downtown, City parade comes down the street, come check out the Old Small town feel of the area, Lake Minneola is an 11 chain lake with great fishing, rowing, boating and the Florida trail for jogging and biking that runs across Florida is one block away, Disney and Universal Parks Approx 20 miles away, Airport Approx 50 Min Drive, Space X Launches less than an hour drive
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$569,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,920 | $455,920 | $455,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,844 | $2,995 | $3,817 |
Total Monthly Payment | $3,321 | $3,472 | $4,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.