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One or more photo(s) has been virtually staged. Welcome home to your brand-new waterfront Oasis in Edgewater, Florida! Experience the ultimate Florida lifestyle in this gorgeous 3 bedroom, 2 bath home on a private canal with direct access to the Legendary Mosquito Lagoon. Known as one of the best redfish fishing spots in the country, this location is a dream for anglers, boaters, and nature lovers alike. Built with quality craftsmanship, this home features an open concept layout, tasteful finishes, and thoughtful design with modern coastal charm. The kitchen offers stylish cabinetry, quartz countertops, stainless steel appliances and a spacious island perfect for entertaining family and friends! The primary suite features a spa inspired bathroom and generous walk-in closet. A dedicated laundry room with cabinets, countertop and utility sink adds convenience to daily living. Step outside to a prime waterfront setting, where you’ll have the opportunity to build your own private dock that perfectly suits your boating, fishing, and enjoyment needs. The backyard and covered porch is ideal for outdoor dining, entertaining, and embracing life on the water! Enjoy local shops and restaurants in Edgewater’s unique coastal small town while also being in close proximity to New Smyrna Beach’s two downtown shopping areas and pristine white sand beaches. If you’re ready to wake up to sunrises over the lagoon, days spent on the water, and evenings filled with fresh seafood and good times, this is the one for you! Schedule your private tour today and start living your waterfront dream! All information contained herein deemed to be accurate but to be verified by purchaser.
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Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $455,200 | $455,200 | $455,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,840 | $2,990 | $3,811 |
Total Monthly Payment | $3,065 | $3,215 | $4,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.