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Stunning saltbox contemporary on over 2 acres-minutes from the NY border! This unique & sun-drenched home provides a perfect combination of livability & character w/ over 2600sf of living space centered around an impressive 2-story brick fireplace (visible from the main & upper levels!). The gorgeous living room boasts soaring ceilings, a wall of windows, & opens seamlessly to the oversized dining room, perfect for entertaining! The light-filled eat-in kitchen features windows on 2 sides, stainless steel appliances, a spacious pantry & a built in desk area. There is also a generous main level primary bedroom w/ double closets, dressing area, & an ensuite bath. Upstairs the loft-like design continues w/ views from either side of the brick fireplace to the living space below. Two oversized bedrooms & a 2nd full bath complete the upstairs. The walk-out lower level offers a sprawling family room w/ space for both relaxation & extra "nook", ideal as a workout area or craft space; plus a private home office, convenient laundry room w/ a half bath, & an attached 2-car garage! The exterior enjoys a spectacular mahogany deck opening from the main living area, & a ground level deck accessible from the lower level family room. This meticulous home has been continually updated incl. windows, siding, floors, driveway, garage doors, etc. , see full list at home! The property offers a bit of everything, from privacy to play space, just 7 minutes from downtown Ridgefield & 20 min to NY trains!
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Upper |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Eat-In Kitchen | Built-Ins,Pantry,Tile Floor | Main |
Family Room | Balcony/Deck,Sliders,Vinyl Floor | Lower |
Living Room | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Pellet Stove,Sliders,Hardwood Floor | Main |
Office | Vinyl Floor | Lower |
Primary BR Suite | Dressing Room,Full Bath,Hardwood Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $866 | $866 | $866 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,146 | $4,306 | $5,481 |
Total Monthly Payment | $5,104 | $5,264 | $6,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.