1140 81ST STREET S, St. Petersburg, FL, 33707 | $1,198,000

WELCOME TO THIS BEAUTIFUL MEDITERRANEAN TWO STORY 2761 SQFT WELL MAINTAINED 4 BEDROOM (SPLIT PLAN) 3. 5 BATH HOME LOCATED IN SOUTH CSWY YACHT CLUB ESTATES. Yacht Club Estate is quite desirable and a highly sought after community. Fortunately for this home, due to a slightly higher elevation, experienced no water intrusion from last years hurricanes. The exterior, like that of the interior, is extremely well maintained and the mature landscaping compliments the home perfectly. From the moment you enter through the glass panel cathedral style front door you quickly notice its beauty viewing the stunning bamboo hardwood flooring and a very tasteful paint scheme. The open floor plan in this residence is perfect for the entertainer! Once down the short hallway the home opens up with in viewing the large open living room which features travertine marble flooring and three wooden / glass panel French doors that lead to the pool area. For the true chef, you will look back the fabulous gourmet chef’s kitchen with stainless steel appliances (including a kitchen-aid gas range), granite counters with a well blended backsplash along with custom cabinetry. The center island is a great place for gatherings and tasting the chef's specialties. The pool area is an oasis with beautiful landscaping and a cascading waterfall from the attached spa. The pool also features a heat pump and cooling system which was just replaced March 2025 ( includes 5 year parts & warranty)! This home has a wonderful dilemma in which you would like to establish your primary bedroom since it has two possibilities s with one being downstairs with new bathroom and walk in closet or on the second level with elegant bath that includes double vanities, stone and glass shower and two walk in closets. This second level room also features French doors that lead out to private screened porch. The remaining two guest bedrooms are split from the primary bedroom with the back quest leading out to the pool area. The laundry room is equipped with a cabinet sink. Finally an oversized two car garage with plenty of room for storage. Additional upgrades or repairs include: refrigerator (2025), hydro jet the main water lines (2024), tankless water heater (2022), HVAC system (2017 with warranty thru 2027), roofing repair (2022), thermostat (2024). NOTE: All windows and French doors in the home are Anderson Hurricane Rated. THIS IS A MUST SEE HOME IN A WONDERFUL COMMUNITY!!!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 75 x 100
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Style: Mediterranean
  • Year Built: 1968
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,761
  • Acreage: 0.17
  • Lot Size: 75 x 100
  • Est. Taxes: $10,818
  • View: Pool
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: TB8367106
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /eprop/TB8367106/114081ststreets_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/27/2025 4:34:38 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1140 81ST STREET S, St. Petersburg, FL, 33707

$1,198,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $958,400 $958,400 $958,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.727% 6.560%
Monthly Tax Payment $902 $902 $902
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,823 $6,137 $8,283
Total Monthly Payment $6,850 $7,164 $9,310

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.