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Charming Condo Alternative in Charlotte Park – No HOA, No Deed Restrictions! Discover this beautifully remodeled 2-bedroom, 2-bathroom home in the heart of Punta Gorda, FL—a perfect alternative to condo living! Situated on an oversized corner lot, this home has been completely updated, including a brand-new roof (2025). Located in Charlotte Park, this property offers the rare benefit of no deed restrictions and no HOA, allowing you the freedom to enjoy your home your way. Additionally, an optional private community boat ramp and civic association provide effortless waterfront access for boating enthusiasts. Just minutes from downtown Punta Gorda, you'll have quick access to:
? Fisherman’s Village – A premier waterfront destination
? Gourmet dining – Enjoy fresh seafood and top-rated restaurants
? Scenic Harbor Walk – Perfect for morning strolls or sunset views
? Vibrant Farmers Markets – Explore local produce, crafts, and more
Whether you're setting sail, savoring fresh seafood, or browsing unique boutiques, the best of Punta Gorda is right at your fingertips!
Schedule your private showing today! This home won’t last long!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,200 | $191,200 | $191,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.152% |
Monthly Tax Payment | $272 | $272 | $272 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,193 | $1,256 | $1,601 |
Total Monthly Payment | $1,540 | $1,603 | $1,948 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.