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Charleston single style home on one of Liberty Hall's most attractive and desirable streets! Just around the corner from the neighborhood pool and amenity center, this Charleston single style home stands out from the rest with its signature double porches, towering Palmetto trees and lush sago palms! With three covered porches and 3 bedrooms PLUS a home office, this home has the perfect amount of space inside and out! An ample and open kitchen with a large granite bar top overlooks the family room anchored by a fireplace and wired for surround sound. The main also features a study, formal dining room, breakfast nook, half bath and the laundry room. The screened porch is just off the kitchen/family room and looks out onto the expansive patio and backyard! The driveway has been expandedto conveniently fit two cars side by side. Upstairs is home to the huge primary suite with double vanity, walk in shower and garden tub in the bathroom! The walk-in closet features handsome built-ins and plenty of storage. The other two bedrooms share a tiled hall bath and the access to the upstairs porch is just down the hall. This attractive and well upgraded home also features a new roof installed in 2025 and a new heat pump in 2024, helping out with your insurance premium! With it's affordability, central location and highly rated schools, Berkeley county is emerging as the hidden gem of the Lowcountry and Liberty Hall one of its most popular and celebrated communities!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,971 | $2,076 | $2,645 |
Total Monthly Payment | $2,046 | $2,151 | $2,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.