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Lovely, Oversized, 11Rm, 4Br Hi-Ranch With Room For All! Situated On A Half Acre Of Property In The Sachem School District! Minutes From Major Highways, LIRR, Airport, Shopping, Restaurants, Top Golf, Movie Theater, & More! The Upper Level Features - Hardwood Flooring; A Large Living Rm With Bay Window; A Formal Dining Rm With Bay Window & Crown Molding; An Updated Eat In Kitchen With Stainless Steel Appliances, Gleaming Wood Cabinets, Custom Counters, Tile Backsplash, Breakfast Bar, Hi-Hats, & Tile Flooring; 3 Spacious Bedrms With Ample Closet Space & Crown Molding; A Lovely Renovated Bath (2023) With Extensive Tilework, Glass Wall Walk-In Shower With Mosaic Marble Floor, Deco Shower Niches, & Wide Plank Flooring; An Entrance Hall With Sidelites & Slate Floor. The Lower Level Features - A Cozy Family Rm With Bifold French Doors, Hi-Hats, Ceiling Fan, & OSE; A 4th Bedrm (Or Home Office) With Ample Closet Space, Hi-Hats, & Ceiling Fan; A Snack Area With Hi-Hats; A Brand New Bath With Walk-In Shower, Mosaic Marble, Extensive Tilework, Custom Vanity, & Grey Wide Plank Flooring; A Storage Rm Or Pantry; A Laundry Rm. Other Features Include: Raised Panel Doors, 7Yr Old Windows, 7Yr Old Slant Fin Burner, 7Yr Old Indirect Hot Water Heater, Central Air (Compressor Approx 5Yrs Old), Front Porch With Portico, 2 Car Garage With Remote. Spacious Fenced Yard With Deck, Patio, Retractable Awning, & Shed. Large Frontage with potential for additional parking space !
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$679,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,999 | $543,999 | $543,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $975 | $975 | $975 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,394 | $3,574 | $4,554 |
Total Monthly Payment | $4,461 | $4,641 | $5,621 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.