86183 HAMPTON BAYS Drive, Fernandina Beach, FL, 32034 | $625,000

Beautiful Four Bedroom Single Story Pool Home in North Hampton, one of the finest communities in Northeast Florida. The stacked stone front, lush landscaping, and large palm trees welcome you home. Upon entering you will find a spacious living room, dining room, breakfast area, and large kitchen, all with a view of your heated, in-ground pool. Step out into the screened pool/patio area and enjoy your morning coffee, or entertain guests with a fun cookout. Walk into the backyard and pick some oranges and lemons while enjoying the privacy of the preserve behind you. The owner's suite includes a spacious bathroom, walk-in closet, and private access to the pool area. Three additional bedrooms will give your family and guests plenty of their own space. New roof in 2020. New HVAC in 2023. New water heater in 2019. The pool was resurfaced in 2019. North Hampton is an Arnold Palmer golf course community with many amenities including a community pool and club house and club house, tennis courts, basketball court, soccer field, and a playground. You have access to the "Outpost" on Lofton Creek where you can launch your kayak, fish from the dock, or host a private party. This home is close to shopping, Jacksonville International Airport, and several Navy bases.

Features

  • Amenities: Basketball Court, Boat Dock, Clubhouse, Maintenance Grounds, Playground, RV/Boat Storage, Tennis Court(s)
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: In Unit
  • Year Built: 2002
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,372
  • Acreage: 0.2
  • Est. Taxes: $6,704
  • HOA Fee: $2,460 Annually
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Elem. School: Yulee
  • Middle School: Yulee
  • High School: Yulee
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2078596
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/2078596/86183hamptonbaysdrive_fernandinabeach_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty Atlantic Partners

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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86183 HAMPTON BAYS Drive, Fernandina Beach, FL, 32034

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.037% 6.152%
Monthly Tax Payment $559 $559 $559
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,119 $3,285 $4,186
Total Monthly Payment $3,770 $3,936 $4,837

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.