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This ranch-style home in the highly sought-after North Woods of Colchester offers a perfect blend of modern living and timeless charm. Built in 2014, the property is located in a vibrant 55+ community, where you can enjoy both privacy and social engagement. Start your day in the sun porch, a peaceful retreat that lets you sip your coffee while surrounded by light woods. Inside, the open-concept floorplan seamlessly combines the kitchen, living room, and sun porch, providing a spacious and inviting atmosphere ideal for hosting friends and family. The 9-foot ceilings and abundance of natural light enhance the home's sense of airiness and warmth. The updated kitchen is a highlight, featuring a large center island, stainless steel appliances (only two weeks old), and custom cabinetry. The first-floor layout adds convenience, with a large primary bedroom that offers dual closets and a spacious private ensuite bathroom. The second bedroom is equally roomy, complemented by an additional, full bathroom. Additional features include central air, propane gas heating, a fireplace for cozy evenings, and an insulated unfinished basement offering plenty of dry storage or future expansion potential. The attached two-car garage provides practical convenience, while the backyard overlooks a serene, lightly wooded area, perfect for relaxation. North Woods of Colchester is a vibrant, active community designed for those 55 and older. It offers a community clubhouse, planned activities and events in addition to a private walking trail.
Type | Level |
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Bedroom 1 | Main |
Dining Room | Main |
Full Bath | Main |
Living Room | Main |
Primary Bath | Main |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,517 | $2,614 | $3,327 |
Total Monthly Payment | $3,134 | $3,231 | $3,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.