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705 28TH STREET N, St. Petersburg, FL, 33713 | $574,900
This 1926 bungalow is situated in one of the highest elevations in Historic Kenwood. NO FLOOD insurance required here. The main house is a 2/1 and this home features a1/1 in-law suite/cottage with it's own laundry and entrance. The home could be easily be converted to a 3/2. Beautiful natural lighting shining through the many windows highlighting the well maintained wood floors throughout the main home. The MIL has full kitchen, interior laundry, luxury vinyl flooring, central air but also has it's own mini split for your desired temperature. Historic Kenwood has the Artist Enclave designation allowing you as an artist to work and sell from your home. The beautiful kitchen with granite countertops and subway tile back splash is where your parties will congregate. The updated bathroom has the subway tile shower with a tub and lovely wainscoting. Be at ease knowing you have a: Newer roof (2018), Newer HVAC (2017), NEW Top of the line Stiebel Eltron, electric whole house, tankless water heater, and New electric panel. This home has not one but two screened in porches, front and side and a relaxing patio on the north side of the home. Centrally located and only a short bike ride or walk to the Grand Central District with shopping and restaurants. A short 11 minute drive to the St. Pete Pier and Spa Beach. Avoid the hassle of parking by taking the Sun Runner bus to downtown or all the way to St. Pete Beach. Downtown St. Pete has a lively daylife and nightlife with breweries, restaurants, museums, galleries, theatres, and lots of events. You'll never be bored. Only 2 minute drive to I275 for those commuting. Don't let this one get away.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 66 x 100
- Laundry: Inside, Laundry Closet
- Style: Bungalow
- Year Built: 1926
- Garage: Off Street
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,344
- Acreage: 0.15
- Lot Size: 66 x 100
- Est. Taxes: $7,380
- Lot Desc: City Lot
- Elem. School: Woodlawn Elementary-PN
- Middle School: John Hopkins Middle-PN
- High School: St. Petersburg High-PN
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
- MLS#: TB8367866
- Days on Market: 14 days
- Website: https://www.raveis.com
/prop/TB8367866/70528thstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of YOUR NEIGHBORHOOD REALTY ASSOC Phone: 727-321-1734
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
705 28TH STREET N, St. Petersburg, FL, 33713
$574,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $459,920 | $459,920 | $459,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.152% |
| Monthly Tax Payment | $615 | $615 | $615 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,907 | $3,021 | $3,850 |
| Total Monthly Payment | $3,614 | $3,728 | $4,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388