1 VISCAYA LANE, #2204, Palm Coast, FL, 32137 | $527,500

Luxury Living in Oceanfront Hammock Dunes

Beautifully upgraded one level Viscaya condo located in the gated oceanfront golf community of Hammock Dunes. 2 bedroom 2. 5 bathrooms plus a study. This first floor home offers an oversized screened patio that captures refreshing eastern breezes. Listen to the ocean while overlooking a serene lake. This end unit condo offers an open concept floor plan with seamless flow and large inviting windows that provide lots of natural light with views of the water.

Inside, this bright and airy elegant home features a recently remodeled kitchen with newer appliances, sleek new quartz countertops, custom cabinetry, and stylish finishes - perfect for everyday living and entertaining. New impact resistant glass French and front doors installed in 2022.

The primary suite is a private sanctuary with French doors opening onto the screened back patio overlooking lake. The primary suite has new carpet, a large oversized walk in closet, and an en-suite bathroom with private water closet, large linen storage, and a separate tub and shower.

This home has a 2 car attached garage and plenty of storage! This is a low maintenance lifestyle with all first floor living. Enjoy beautiful landscape in a resort style setting. Steps from the beach with several community walkovers to choose from. Hammock Dunes Club membership is available for purchase separately through membership office, but is not required, and grants access to championship golf, luxury dining, resort style pools, fitness center, tennis, pickleball, bocce ball, and more.

Hammock Dunes is centrally located in Palm Coast just one hour from Jacksonville and Orlando.

Features

  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Levels: 2
  • Amenities: Gated, Maintenance
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: HAMMOCK DUNES VISCAYA PH 01
  • Year Built: 1998
  • Approx Sq. Feet: 1,837
  • Acreage: 0.24
  • Est. Taxes: $2,108
  • Condo Fee: $1,228 Monthly
  • Lot Desc: Corner Lot, Near Golf Course
  • View: Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: FC308512
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC308512/1viscayalane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/14/2025 5:10:40 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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NMLS Mortgage Loan Originator ID 16953

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1 VISCAYA LANE, #2204, Palm Coast, FL, 32137

$527,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $422,000 $422,000 $422,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.173% 7.316% 6.550%
Monthly Tax Payment $176 $176 $176
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,737 $2,843 $3,618
Total Monthly Payment $3,005 $3,111 $3,886

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.