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Delightful 3 Bedroom, 2 Bathroom one story home with attached one car Garage located in the GARDENS OF GULF COVE. This home offers an open floor plan with spacious Living Room, Dining Room, well appointed Kitchen and 24x12 screened Porch. The spacious Living Room has a large window providing lots of natural light, diagonal lay tile floor, crown molding. The large Dining Room features French doors to the screened Porch. The Kitchen features two toned wood cabinets, granite counters, stainless farmhouse sink, pass thru to the screened Porch and stainless appliances. Appliances include: refrigerator, dishwasher, built in microwave, oven/range. The laundry is in the garage and has a washer, dryer and cabinets. The Master bedroom has a double closet and private bathroom with tub/shower combination. There are two generous sized guest bedrooms with double closets, one is currently being used as an office. The guest bathroom has a tub/shower combination. Your living space extends via French doors to the large screened porch and expansive backyard with chain link fence, shed and patio. Other features include some hurricane shutters (front door and French doors) bimini shutters, water softener, crown molding and tile floors throughout. Utilities are county water and sewer. NEW lanai in 2023 after Hurricane Ian, NEW HWH 2023, lower kitchen cabinets and appliances replaced in 2023. The Gardens of Gulf Cove is a deed restricted community with a clubhouse, recreation/ fitness center, two swimming pools. Minutes from shopping, dining, entertainment, medical care and short drive to gorgeous Gulf beaches in Englewood and world class fishing on Boca Grande. This home is perfect for year round living, winter retreat or an investor.
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $167 | $167 | $167 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,248 | $1,314 | $1,661 |
Total Monthly Payment | $1,490 | $1,556 | $1,903 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.