21 FLAGSHIP DRIVE, Palm Coast, FL, 32137 | $1,425,000

Stunning one-level custom home in Ocean Hammock with over 3800 sq. ft. of living space, and no stairs! After passing through the security-gated entrance, a scenic, oak-lined street adorned with manicured lawns and large custom homes lead to this incredible residence. As you turn onto the home’s upgraded paver driveway, you are greeted by a beautiful custom home with exterior details such as a barrel-tile roof, a contemporary brick entrance overhang, and a gorgeous arched front door constructed of solid wood and iron. Elegant doors and pine ceiling greet you at the entry. Step inside and you'll enter the massive, wide-open main area of the home, featuring jaw-dropping island kitchen w/ hidden pantry, inviting dining area, and relaxing living area w/ wet bar and linear electric fireplace. The kitchen has timeless custom wood cabinetry, granite countertops, contemporary glass tile backsplash, a glass cooktop, an electric cooktop, double oven and an enormous island with bar seating. Adjacent to the kitchen is a grand dining room that can easily host 12 guests. The luxurious living room features a wet bar with granite countertops and an electric fireplace with a recessed TV above. The entire home has elegant travertine tile floors, recessed ceilings, and generous crown moulding that is carried through most rooms. Huge glass sliders w/transom windows above line the rear of the home, offering lots of natural light and breathtaking views of the lake and 4th hole of The Ocean Course. The covered lanai’s sheer size blurs the line between indoor and outdoor living, with enough space for an outdoor living and dining room. This incredible space exemplifies life in Florida with a summer kitchen, an outdoor TV, an outdoor fireplace, an upgraded paver pool deck, and a granite counter-height table for more seating. Eastern exposure- enjoy ocean breezes and afternoon shade! Luxurious master suite w/sliders to patio, heated floors in bathroom. 3 guest suites, each with private access to full bathrooms, offer plenty of space and privacy for extended family and guests. 2-car garage w/Versa lift for Florida basement and climate controlled storage room, additional 1-car garage. Oversized semi-circle paver driveway. Whole-house generator. Don't delay!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2016
  • Garage: 3-car Circular Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,829
  • Acreage: 0.28
  • Est. Taxes: $9,543
  • HOA Fee: $510 Quarterly
  • Lot Desc: Landscaped, Near Golf Course
  • View: Golf Course, Water
  • Pool: In Ground
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • MLS#: FC307982
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /eprop/FC307982/21flagshipdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/16/2025 11:06:31 PM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

21 FLAGSHIP DRIVE, Palm Coast, FL, 32137

$1,425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,140,000 $1,140,000 $1,140,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.813% 6.739% 6.581%
Monthly Tax Payment $795 $795 $795
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,019 $7,300 $9,852
Total Monthly Payment $7,939 $8,220 $10,772

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.