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Immaculate craftsman in one of Summerville's most desirable neighborhoods! Only a year old and better than new, this beautiful home offers unbeatable livability inside and out. The oversized front porch welcomes guests into the board and batten adorned foyer and french doors open to a sunny office space. The home's open concept shines in the expansive great room. Steeping in natural light, the dining space flows seamlessly into the well appointed kitchen loaded with features- quartz countertops, a shiplap island, walk-in pantry, modern backsplash, and updated lighting & hardware. Upstairs you'll find all 4 bedrooms and a thoughtfully designed layout full of opportunity. A versatile loft space offers a perfect blank canvas to meet everyone's bonus space needs. The owner's retreat boasts its own hallway, large walk-in closet, and generously sized ensuite bath with individual vanities and a rainfall shower head. A separate hallway is home to the 3 guest rooms- all offering ample storage with walk-in closets and one with an additional ensuite bath. One more full hall bath and dedicated laundry room round out the second floor. Head outside to enjoy the covered paved patio and lovely backyard. The current owners recently received HOA approval to install a fence that will allow for additional privacy and a safe space for your furry friends. Carnes Crossroads offers residents a lively hospitable community in the heart of growing Summerville. Move in just in time to experience Carnes' brand new first class amenity center opening May 2025! The resort-style pool, fitness & wellness center, sport courts (tennis, basketball, and pickleball), playground, and park are mere steps from 181 Ashworth!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.037% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,851 |
Total Monthly Payment | $2,962 | $3,114 | $3,943 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.