689 Port Circle, Charleston, SC, 29412 | $825,500

Welcome to your Lowcountry dream home! This beautifully updated brick ranch blends modern elegance with timeless coastal charm, perfectly positioned in highly sought after Lighthouse Point, James Island on a tidal creek with deep water access. Step inside to an open, airy floor plan flooded with natural light, featuring gleaming wood floors, stylish tile, and a layout made for both relaxed living and unforgettable entertaining. The spacious kitchen is a chef's dream with a large center island, perfect for gatherings and casual meals alike. Enjoy the heart of the home--a sun-drenched gathering room that flows effortlessly to an expansive outdoor deck, ideal for cookouts, celebrations, or peaceful evenings overlooking the water. This 3-bedroom, 2. 5-bath gem sits on a generous . 34acre lot with thoughtful extras: A charming raised vegetable/herb garden Children's swing set that stays A handy shed for storage Two-car garage Best of all? Your private floating dock awaitsperfect for your fishing boat, kayak, paddleboard, or just soaking in the salt air. With 4-6 feet of water at high tide, enjoy easy access to the open water toward Morris Island Lighthouse and the Charleston Harbor. A true water lover's paradise. This home has been filled with love and laughter, and it's ready to welcome its next chapterand next family.

Features

  • Amenities: Trash
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 95 X 174
  • Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch
  • Development: 21 - James Island
  • Year Built: 1967
  • Garage: 2-car Attached
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,662
  • Acreage: 0.34
  • Lot Size: 95 X 174
  • Lot Desc: 0 - .5 Acre, High
  • Elem. School: Stiles Point
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25008272
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/25008272/689portcircle_charleston_sc?source=qrflyer
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Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of RE/MAX Seaside

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

689 Port Circle, Charleston, SC, 29412

$825,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,400 $660,400 $660,400
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.475% 6.309%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,959 $4,120 $5,618
Total Monthly Payment $4,051 $4,212 $5,710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.