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Welcome to your Lowcountry dream home! This beautifully updated brick ranch blends modern elegance with timeless coastal charm, perfectly positioned in highly sought after Lighthouse Point, James Island on a tidal creek with deep water access. Step inside to an open, airy floor plan flooded with natural light, featuring gleaming wood floors, stylish tile, and a layout made for both relaxed living and unforgettable entertaining. The spacious kitchen is a chef's dream with a large center island, perfect for gatherings and casual meals alike. Enjoy the heart of the home--a sun-drenched gathering room that flows effortlessly to an expansive outdoor deck, ideal for cookouts, celebrations, or peaceful evenings overlooking the water. This 3-bedroom, 2. 5-bath gem sits on a generous . 34acre lot with thoughtful extras: A charming raised vegetable/herb garden Children's swing set that stays A handy shed for storage Two-car garage Best of all? Your private floating dock awaitsperfect for your fishing boat, kayak, paddleboard, or just soaking in the salt air. With 4-6 feet of water at high tide, enjoy easy access to the open water toward Morris Island Lighthouse and the Charleston Harbor. A true water lover's paradise. This home has been filled with love and laughter, and it's ready to welcome its next chapterand next family.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Insurance Division:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,400 | $660,400 | $660,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.475% | 6.309% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,959 | $4,120 | $5,618 |
Total Monthly Payment | $4,051 | $4,212 | $5,710 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.