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One of the best values in beloved Park Circle! With new sidewalks right out your door, you're walkable to the Park Circle park, restaurants, coffee shops, breweries and more- all for under $450k! This adorable cottage has been renovated to include new windows, new gutters, new deck, new ductwork, new exterior & interior paint, new & refinished hardwood floors and new drywall & trim. Along with a newer roof in 2018 and newer HVAC in 2020, this home is turnkey and ready for its new owners! The charming front porch welcomes you as you pull in the driveway and is perfect for sipping your morning coffee. Step inside to the spacious living room with gleaming hardwood floors and an abundance of natural light. The living room seamlessly flows to the eat-in kitchen with a perfect spot for a diningtable for enjoying meals together. The kitchen has been fully renovated and boasts new white shaker cabinets, beautiful countertops, modern tile backsplash and stainless steel appliances. The two, generously sized bedrooms have hardwood floors for easy maintenance and new ceiling fans. The bathroom is conveniently located between both bedrooms and has been renovated to include a new vanity, tile flooring and shower/tub combination with tile and matching niche. One of the best features of this home is the brand new loft space, offering endless possibilities! A private door & staircase lead you upstairs to this bonus room giving you almost 200SF of extra finished space and could be utilized for an office, play room, home gym, art studio, library, additional storage & more. You'll find hardwood floors, new drywall & trim, fresh paint, new window allowing natural light, new lighting and exposed brick! Head outside onto the brand new deck, ideal for soaking up the Lowcountry weather. The huge backyard offers ample space to play, grill and spend time with family & friends. The storage shed has a new metal roof, door and decking inside. Store your beach gear, bikes, yard equipment & more. Notice the wooden privacy fence and new landscaping! Easily park your cars, golf cart and boat in the double driveway. The renovations and layout of this home truly maximize the square footage making it a great starter home, investment property, home for part time use & more! The Paradiso Social Club is located a quick walk away in the Mixson neighborhood and is available to join! Paradiso features a heated saltwater pool, private poolside cabanas, full service restaurant, poolside food & beverage service, newly renovated fitness center, yoga & wellness center, workout classes, locker rooms, member events and outdoor turf lawn & event space. Mixson also features the Market at Paradiso, Roadside Blooms flower shop and Largo Salon. Stroll to the center of the circle which is now home to a brand new cultural arts and recreation center, the largest all-inclusive playground in the world, all-inclusive baseball field and walking paths. Just a short walk, bike ride or golf cart ride to the heart of Park Circle with an abundance of restaurants, coffee shops, breweries, bakeries, distilleries, gym, yoga studio & shops. Enjoy the local disc golf course, additional playgrounds, Quarterman Park and community events throughout the year. Riverfront Park nearby has not only wonderful trails and green spaces along the Cooper River, but is home to several popular events and festivals such as Highwater Festival & Riverfront Revival. Easy access to Downtown Charleston, I-526 and I-26! **X Flood Zone- No flood insurance required. **
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.173% | 7.316% | 6.550% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,309 | $2,398 | $3,052 |
Total Monthly Payment | $2,384 | $2,473 | $3,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.